HDFC Bank Millennia Credit Card

Movie & Dining

Flat ₹200 Discount on Swiggy Dineout (Minimum Order Value ₹2,000). Valid Twice Each Month

Rewards Rate

5% Cashback Up to 1,000 CashPoints at Top Ten Online Merchants in India. 1% Cashback Up to 1,000 CashPoints on Other Eligible Spends

Reward Redemption

Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking.

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

Welcome CashPoints

With the initial setup of your credit card, enjoy a generous reward of 1,000 CashPoints as a welcome benefit. This benefit will be realized subject to the payment of the joining fee. These CashPoints can be used to avail various benefits associated with the card, thereby enhancing your overall card usage experience right from the start.

Quarterly Spend Rewards

Make the most of your credit card by spending smartly. Every time your cumulative spending reaches ₹1 lakh or above within a quarter, you will receive gift vouchers worth ₹1000. This is an ideal feature for those who frequently use their credit card for large purchases or consolidated payments. The more you spend, the more rewards you earn.

E-commerce Cashback

Get rewarded for your online shopping. Enjoy a 5% cashback on purchases made at select partner online merchants, which include popular e-commerce websites like Amazon and Flipkart. This cashback feature ensures you save on every purchase, making your online shopping experience more enjoyable and cost-effective.

Universal Cashback

Earn while you spend on all your needs. With this credit card, you can earn a cashback of 1% on all other spends except for fuel, rental, and government spends. This means whether you're grocery shopping, dining out, or paying utility bills, you're getting a portion of your money back, thereby effectively reducing your overall spending.

Dining Discount

Savor the flavors of your favorite restaurants at a discounted rate. With this credit card, you can enjoy up to a 20% discount at partner restaurants via Swiggy Dineout. This feature not only enhances your dining experience but also makes it more affordable. Now, indulge in your culinary cravings without worrying about the bill.

Renewal Fee Waiver

Keep your credit card cost-effective with our renewal fee waiver feature. If your total spending in the previous year reaches ₹1,00,000, the renewal fee for the next year will be waived off. This feature encourages and rewards responsible and regular use of the card, making it a cost-efficient choice for users.

Get high 5% cashback on partner merchants like Myntra, Amazon, Zomato, Swiggy, Uber, etc.

Renewal fee waiver on spending Rs. 1 Lakh in the card anniversary year

You earn a low 1% cash back on offline/online spends at non-partner merchants

The accelerated Cashpoints are capped at 1000 per statement cycle and you can earn 1000 Cashpoints at the normal 1x rate.

A minimum of 500 Cashpoints are needed to redeem against the card statement balance