HDFC Bank INFINIA Metal Credit Card

Movie & Dining

1 + 1 Complimentary Buffet at ITC Hotels and 15% off With Swiggy Dineout

Rewards Rate

5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%

Reward Redemption

RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Travel

Complimentary Priority Pass Membership

Domestic Lounge Access

Unlimited Free Domestic Airport Lounge Access

International Lounge Access

Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass

Golf

Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Insurance Benefits

Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh

Club Marriott Membership

With this feature, the credit card holder receives a complimentary Club Marriott membership for one year. The Club Marriott provides an array of exclusive benefits such as discounts on dining and accommodation at participating Marriott hotels across the globe. This feature offers a great value proposition for those who frequently travel or enjoy dining at high-end restaurants.

Introductory Reward Points

This feature offers 12,500 reward points as an introductory benefit to new credit card holders. These reward points can be redeemed for a variety of goods and services such as flight tickets, hotel stays, shopping vouchers, and more, depending on the bank's reward catalogue. This benefit provides an immediate value to the cardholder right from the start.

Global Airport Lounge Access

The credit card offers unlimited access to airport lounges across the globe for both primary and add-on cardholders. This is a premium feature that provides cardholders with a comfortable and luxurious space to relax, work, or dine while waiting for their flights. It includes amenities such as free Wi-Fi, complimentary food and beverages, showers, and more.

Reward Points on Spending

For every Rs. 150 spent using the HDFC Bank Infinia Card, the cardholder earns 5 reward points, excluding fuel transactions. These reward points can be accumulated and redeemed for a wide range of products and services. This feature encourages cardholders to use their credit card more frequently for their purchases, thereby maximizing their benefits.

24x7 Global Concierge Service

This feature provides a 24x7 global concierge service to the cardholders. The concierge can assist with various tasks such as travel and hotel reservations, flight bookings, gift delivery, emergency assistance, and more. This service provides the cardholder with a personal assistant, making their life easier and more convenient.

Unlimited Golf Games

The credit card offers unlimited golf games at leading golf destinations in India and abroad. This feature is perfect for golf enthusiasts who can enjoy complimentary green fees and priority access to some of the most prestigious golf courses around the world.

Complimentary Buffet at ITC Hotels

This feature provides a 1+1 complimentary buffet on weekends at participating ITC hotels. This means that for every buffet a cardholder purchases, they get another one for free. This feature adds value to the cardholder's dining experience, making it more enjoyable and affordable.

Complimentary Night Stay at ITC Hotels

With this feature, cardholders get a 2+1 complimentary night stay at participating ITC hotels. This means that for every two nights a cardholder books, they receive an additional night stay for free. This feature can significantly reduce accommodation costs, especially for frequent travelers.

Annual Fee Waiver

This feature offers a spend-based waiver on the annual membership fee. This means that if the cardholder spends a certain amount using the credit card within a year, the annual membership fee for the next year will be waived. This feature encourages cardholders to use their card for their purchases regularly and rewards them with savings on their annual fee.

Unlimited lounge access at domestic and select foreign airports.

Unlimited complimentary golf games at premier golf courses.

Infinia Credit Card is a highly rewarding card that benefits everyone. Although it is considered to be the ultimate card, only those who fulfill the strict eligibility criteria can get it. This can be termed the only drawback of this card.