HDFC Bank Freedom Credit Card

Movie & Dining

₹200 Off With Swiggy Dineout (Twice Each Month)

Rewards Rate

10x CashPoints on Big Basket, Swiggy, BookMyShow, Oyo, and Uber and 1 CashPoint/₹150 Spent on All Other Purchases

Reward Redemption

1 CashPoint = ₹0.15 for Various Redemption Options

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

Welcome Benefit: 500 Cash Points

Kickstart your credit card journey with an exclusive welcome offer. As a token of gratitude for choosing our services, we provide a complimentary 500 Cash Points as a welcome benefit. These points can be redeemed for a variety of rewards including shopping vouchers, dining coupons, or even as a credit against your card statement. The points will be directly credited to your rewards account upon your first transaction. Start enjoying the benefits of your credit card from the moment you receive it.

Introductory Low Interest Rate

We understand that a new credit card can come with unexpected costs, and we aim to minimize these for our customers. To help ease your transition, we offer an exceptionally low interest rate of just 0.99% for the first 90 days from the card issuance date. This allows you to make the purchases you need without the worry of high interest charges. However, it's important to remember that this is a promotional rate and will revert to the standard APR after the initial 90-day period.

10X CashPoints on Popular Brands

Make your shopping more rewarding with our 10X CashPoints offer on various popular brands. Earn 10 times the usual number of CashPoints every time you shop at our partner brands. Whether it's fashion, travel, or dining, select from a wide array of popular brands to earn more. CashPoints can be redeemed for discounts, freebies, and other exclusive rewards. So, shop more, earn more, and enjoy more with our rewarding credit card.

Earn on Every Spend

Enjoy the satisfaction of earning with every purchase you make. With our card, you earn 1 CashPoint for every ₹150 spent on all other purchases outside our partner brands. This means every time you dine, travel, fill fuel or shop, you're earning points. These points can later be redeemed for a vast array of exciting rewards. The more you spend, the more you earn, making every transaction with your credit card a rewarding experience.

Easy redemption of CashPoints against an array of categories.

Up to 20% off on partner restaurants via Swiggy Dineout

CashPoints expire after 2 years and are not valid for life.

This card does not offer benefits for entertainment or golf, nor does it provide access to domestic or international lounges.