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BOBCARD ETERNA Credit Card

The Eterna Credit Card comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is t

Security

Advanced protection for all transactions

Instant

Immediate digital card access

Rs. 2,499 + GST
Joining Fee
Rs. 2,499 + GST
Renewal Fee
24/7
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BOBCARD ETERNA Credit Card

Meet BOBCARD ETERNA Credit Card

The Eterna Credit Card comes with a complimentary FitPass Pro membership and 10,000 bonus reward points as a welcome gift. The Eterna card, which is the premium-most offering by the bank, comes with a host of benefits, including unlimited free domestic lounge access, complimentary golf sessions/lessons, air accidental insurance cover worth ₹1 crore, and lots of other premium features. The card also offers a very good reward rate. You get 15 reward points /₹100 on all online, travel, dining, and movie spending. The foreign currency mark-up fee of 2% is also comparatively lower than most other cards. Read on for further information on the BoB Eterna Credit Card:

BOBCARD ETERNA Credit Card MEMBERSHIP

JOINING FEERs. 2,499 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make BOBCARD ETERNA Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

Joining fee waived on spending Rs. 25,000 in the first 60 days, annual fee of the subsequent year waived on expenditure of Rs. 2.5 lakh in the previous year

Rewards Redemption Fee

Nil

Foreign Currency Markup

2% of the transacted amount

Interest Rates

3.25% per month or 39% per annum

Fuel Surcharge

1% of the transaction amount waived for transactions between Rs. 400 and Rs. 5,000 (subject to a maximum waiver of RS. 250 per statement cycle)

Cash Advance Charges

2.5% of the transaction amount, subject to a minimum charge of Rs. 500

Movie & Dining

5X reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through District app (max discount capped at ₹250/month)

Rewards Rate

15 Reward Points /₹100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate)

Reward Redemption

Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.

Travel

Low Forex Markup Charge of 2%

Domestic Lounge Access

Unlimited Domestic Airport Lounge Access on Spends of ₹40,000 in the Previous Quarter

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)

Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.

10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.

20,000 bonus reward points on spending Rs. 5,00,000 in a year.

15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.

3 reward points on spends of Rs. 100 on all other categories.

1 Reward Point = Rs. 0.25.

Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.

Joining fee waived off on spending Rs. 25,000 in the first 60 days.

Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.

Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).

Why Choose BOBCARD ETERNA Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

Get FitPass Pro membership worth Rs. 15,000 as a welcome gift.

10,000 reward points of expenditure of Rs. 50,000 within 60 days of card issuance.

20,000 bonus reward points on spending Rs. 5,00,000 in a year.

15 reward points on every Rs. 100 spent on online shopping, travel, dining and movie tickets.

3 reward points on spends of Rs. 100 on all other categories.

1 Reward Point = Rs. 0.25.

Reward Points redeemable as cashback or for other categories of expenditure on the BOB’s reward redemption portal.

Joining fee waived off on spending Rs. 25,000 in the first 60 days.

Annual membership fee of the subsequent year waived on the expenditure of Rs. 2.5 lakh in the previous year.

Personal accidental death insurance cover (Rs. 1 crore for air accident, Rs. 10 lakh for a non-air accident).

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