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Axis Bank Primus Credit Card

The Axis Primus Credit Card is one of the most premium offerings by Axis Bank. Indeed, it can be considered India’s top-tier card with one of the high

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Advanced protection for all transactions

Instant

Immediate digital card access

₹5,00,000 + GST
Joining Fee
₹3,00,000 + GST
Renewal Fee
24/7
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Axis Bank Primus Credit Card

Meet Axis Bank Primus Credit Card

The Axis Primus Credit Card is one of the most premium offerings by Axis Bank. Indeed, it can be considered India’s top-tier card with one of the highest joining and annual fees. This card comes with a joining/yearly fee of ₹5,00,000. Given the high cost, one can expect the best, and that’s exactly what this card offers. You earn 1 EDGE Mile for every ₹100 spent with this card, without any exclusions or accelerated categories – a straightforward reward-earning system. Not only does this card offer a great reward structure, but its redemption process is also impressive. The EDGE Miles earned with this card can be converted to partner miles at a ratio of 1:5. This means that for every EDGE Mile earned, you can get five partner miles from renowned airlines and hotel partners such as Accor, Air India, Air France, ITC, and others. This card provides a range of benefits, including everyone’s favorite access to airport lounges, meet-and-greet services, and more. With the Primus card, cardholders can enjoy unlimited domestic airport lounge access, and international lounges can be easily accessed with the provided Priority Pass membership. Additionally, cardholders are offered complimentary access to Bloomberg and Taj Epicure memberships. With its vast array of features and benefits, there’s a lot to uncover about this card. Let’s take a closer look at all it has to offer with its touch of luxury and opulence.

Axis Bank Primus Credit Card MEMBERSHIP

JOINING FEE₹5,00,000 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make Axis Bank Primus Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

N/A

Rewards Redemption Fee

Nil

Foreign Currency Markup

Nil

Interest Rates

1% Per Month (12.68% Per Annum)

Fuel Surcharge

1% of Transaction Amount (Between ₹400 and ₹10,000

Cash Advance Charges

Nil

Movie & Dining

N/A

Rewards Rate

1 EDGE Mile/₹100 Spent on All Transactions

Reward Redemption

Redeem EDGE Miles for Product Catalog, Vouchers, and Partner Miles. 1 EDGE Mile = 5 Partner Miles

Travel

Airport Meet & Greet, Domestic Airport Transfers, Luxury Airport Transfers

Domestic Lounge Access

Unlimited Complimentary Domestic Lounge Access for Primary and Add-On Cardholders. 12 Free Guests Visits Each Year

International Lounge Access

Lounge Access- Unlimited Lounge Access for Primary and Add-On Cardholders With Priority Pass. 12 Complimentary Visits Each Year for Guests

Golf

Unlimited Domestic Golf Lessons and Rounds for Primary Cardholder (Along With One Guest). 4 Complimentary International Golf Rounds Along With One Guest

Insurance Benefits

Lost Card Liability of ₹25,00,000

Axis Bank Super Premium Card

Axis Bank offers a super premium credit card for its high-end customers. This credit card is intended for individuals who have a high spending pattern and need premium and luxury benefits. It is specially designed to provide a range of exclusive services, such as personalized banking, travel benefits, lifestyle privileges, and many more. The card comes with an attractive rewards program and offers on various categories including travel, dining, shopping, and wellness. It is a perfect fit for those who seek luxury and convenience in every aspect of life, offering a unique blend of exclusivity and superior value.

Primus Card Joining Charges

The Primus Card, a premium offering, comes with a joining charge of ₹5,00,000 + GST. This means that the effective cost of acquiring the card is ₹5,90,000. While the joining fee may seem steep, it is important to note that this card is loaded with a host of premium features and benefits that justify the cost. These include access to exclusive clubs, luxury travel benefits, high reward points, and personalized concierge services. The joining fee is a one-time cost paid at the onset, after which cardholders can enjoy the numerous benefits that come with the Primus Card.

EDGE Mile Rewards Program

The credit card comes with an attractive reward program where cardholders earn 1 EDGE Mile for every ₹100 spent on all transactions. This includes spending on rent, shopping, utility bills, insurance premiums, fuel, travel, and more. The accumulated EDGE Miles can then be redeemed for a wide range of rewards including travel bookings, shopping vouchers, lifestyle products, and more. The broad category of transactions that earn EDGE Miles makes this card highly beneficial for customers with diverse spending patterns. It's a great way to earn rewards and save money on your everyday expenses.

Complimentary Club Memberships

One of the key attractions of this premium card is the complimentary memberships it provides. As a cardholder, you are entitled to a complimentary membership to the Taj Epicure, a prestigious dining program from the Taj Group of Hotels. This opens up a world of gourmet dining experiences at Taj Hotels across the country. Additionally, you also get a complimentary membership to Bloomberg, the global leader in business and financial data news. This gives you access to premium content, personalized news feeds, and portfolio tracking tools. These complimentary memberships add an extra layer of luxury and exclusivity to your lifestyle.

Cardholders can earn 1 EDGE Mile for every ₹100 spent on all transactions. This allows them to earn rewards for expenses not traditionally rewarded by credit cards, such as insurance, rent, utility bills, and fuel. Cardholders can use this single card for all payments and expenses.

The Primus Card offers a favorable conversion ratio of 1:5 while transferring EDGE Miles to partner miles (1 EDGE Mile = 5 Partner Miles).

The Primus Card has a high joining fee of ₹5,90,000, including GST, and is only suitable for high-net-worth individuals. Additionally, this card has no spend-based annual fee waiver, so the annual charge will need to be paid.

For a card with such a high fee, you only expect the best, so it’s quite surprising that there aren’t any BOGO offers on movie tickets.

Why Choose Axis Bank Primus Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

Axis Bank Super Premium Card

Axis Bank offers a super premium credit card for its high-end customers. This credit card is intended for individuals who have a high spending pattern and need premium and luxury benefits. It is specially designed to provide a range of exclusive services, such as personalized banking, travel benefits, lifestyle privileges, and many more. The card comes with an attractive rewards program and offers on various categories including travel, dining, shopping, and wellness. It is a perfect fit for those who seek luxury and convenience in every aspect of life, offering a unique blend of exclusivity and superior value.

Primus Card Joining Charges

The Primus Card, a premium offering, comes with a joining charge of ₹5,00,000 + GST. This means that the effective cost of acquiring the card is ₹5,90,000. While the joining fee may seem steep, it is important to note that this card is loaded with a host of premium features and benefits that justify the cost. These include access to exclusive clubs, luxury travel benefits, high reward points, and personalized concierge services. The joining fee is a one-time cost paid at the onset, after which cardholders can enjoy the numerous benefits that come with the Primus Card.

EDGE Mile Rewards Program

The credit card comes with an attractive reward program where cardholders earn 1 EDGE Mile for every ₹100 spent on all transactions. This includes spending on rent, shopping, utility bills, insurance premiums, fuel, travel, and more. The accumulated EDGE Miles can then be redeemed for a wide range of rewards including travel bookings, shopping vouchers, lifestyle products, and more. The broad category of transactions that earn EDGE Miles makes this card highly beneficial for customers with diverse spending patterns. It's a great way to earn rewards and save money on your everyday expenses.

Complimentary Club Memberships

One of the key attractions of this premium card is the complimentary memberships it provides. As a cardholder, you are entitled to a complimentary membership to the Taj Epicure, a prestigious dining program from the Taj Group of Hotels. This opens up a world of gourmet dining experiences at Taj Hotels across the country. Additionally, you also get a complimentary membership to Bloomberg, the global leader in business and financial data news. This gives you access to premium content, personalized news feeds, and portfolio tracking tools. These complimentary memberships add an extra layer of luxury and exclusivity to your lifestyle.

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