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Premium Card Series
Axis Bank My Zone Easy Credit Card
The Axis My Zone Easy Credit Card is a secured credit card, i.e, it is issued against a fixed deposit at the bank and can be issued to any individual
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 500
Joining Fee
Rs. 500
Renewal Fee
24/7
Support
Meet Axis Bank My Zone Easy Credit Card
The Axis My Zone Easy Credit Card is a secured credit card, i.e, it is issued against a fixed deposit at the bank and can be issued to any individual who doesn’t even have a credit history. It comes with a joining and annual fee of Rs. 500 and can be considered the secured version of the Axis Bank My Zone Credit Card, which comes with a similar annual fee but is unsecured and provides a lot more benefits. The My Zone Easy Card earns you 4 Reward Points on every Rs. 100 you spend and these points can be redeemed against a wide array of options available at the Edge Rewards portal. Talking about other benefits of this card, it lets you save 25% on movie tickets and 15% or more on dining. Other than this, you get a 1% fuel surcharge waiver on all fuel transactions and cash withdrawals up to your credit limit. To know more about the advantages of the Axis Bank My Zone Easy Credit Card, and its fees & charges, keep reading the article:
Axis Bank My Zone Easy Credit Card MEMBERSHIP
JOINING FEERs. 500
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Axis Bank My Zone Easy Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the total transaction amount
Interest Rates
3.4% per month
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000.
Cash Advance Charges
2.5% of the withdrawn amount, subject to a minimum of Rs. 500.
Movie & Dining
25% cashback on movie ticket bookings & minimum 15% discount on dining.
Rewards Rate
4 Edge Rewards on every spend of Rs. 200.
Reward Redemption
The earned Edge Rewards can be redeemed at the Edge Rewards portal at a rate of 1 RP = Re. 0.20.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Secured Credit Card
A secured credit card is a type of credit card that requires the cardholder to provide a security deposit, which serves as collateral for the credit line. This type of card is designed for individuals with no credit history or poor credit who want to build or rebuild their credit. The credit limit on a secured card is usually equal to the deposited amount. While the deposit reduces the risk for the card issuer, regular, responsible use and timely payments on the card can help the cardholder improve their credit score over time.
Edge Reward Points
This credit card feature offers 4 Edge Reward Points for every Rs. 200 spent using the card. These points accumulate over time and can be redeemed for a variety of rewards such as gift cards, merchandise, travel, and more, depending on the credit card company's rewards program. This feature encourages card usage and provides value back to the cardholder. Keep in mind, however, that the way in which these reward points are redeemed can significantly affect their value.
Yearly Movie Tickets Discount
With this credit card feature, cardholders can get up to Rs. 1,000 discount on movie tickets every year. This benefit can be availed when the card is used to purchase movie tickets through specific platforms or movie theaters, as specified by the credit card issuer. The discount is usually applied at checkout, reducing the total cost of the movie tickets. This feature is a great benefit for movie lovers, providing them with savings on their regular entertainment expenses.
Dining Discount
This credit card feature provides a minimum of 15% discount on dining at participating restaurants. The discount is applied directly to your bill when you pay using the credit card. This feature is perfect for foodies and those who regularly dine out, making their gastronomic adventures more affordable. The list of participating restaurants can typically be found on the credit card issuer's website and may include a broad range of cuisines and dining experiences.
Fuel Surcharge Waiver
This credit card feature offers a 1% fuel surcharge waiver on all fuel transactions made with the card. This means that when you use your card to pay for fuel, the typically added surcharge or additional fee is waived, effectively reducing the cost of your fuel purchase. This feature is particularly beneficial for those who drive frequently, providing them with noticeable savings on their fuel expenses over time.
Zero Liability Protection
The zero liability protection feature offers complete protection against unauthorized transactions made with your lost or stolen credit card. This means that you won't be held responsible for any fraudulent charges made on your card if it is lost or stolen. This feature provides peace of mind to cardholders, as it safeguards their finances from potential fraud or misuse. However, it's important for cardholders to report the loss or theft to the card issuer as soon as it's discovered to activate this protection.
Cash Withdrawal Feature
This credit card feature allows you to withdraw cash up to your credit limit from ATMs. While this can provide convenience in situations where cash is required, it's important to note that cash advances usually carry a higher interest rate compared to regular purchases. Additionally, most credit card issuers charge a cash advance fee for each withdrawal. Therefore, while this feature can be useful in emergencies, it's generally best to use it sparingly.
Why Choose Axis Bank My Zone Easy Credit Card
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Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Secured Credit Card
A secured credit card is a type of credit card that requires the cardholder to provide a security deposit, which serves as collateral for the credit line. This type of card is designed for individuals with no credit history or poor credit who want to build or rebuild their credit. The credit limit on a secured card is usually equal to the deposited amount. While the deposit reduces the risk for the card issuer, regular, responsible use and timely payments on the card can help the cardholder improve their credit score over time.
Edge Reward Points
This credit card feature offers 4 Edge Reward Points for every Rs. 200 spent using the card. These points accumulate over time and can be redeemed for a variety of rewards such as gift cards, merchandise, travel, and more, depending on the credit card company's rewards program. This feature encourages card usage and provides value back to the cardholder. Keep in mind, however, that the way in which these reward points are redeemed can significantly affect their value.
Yearly Movie Tickets Discount
With this credit card feature, cardholders can get up to Rs. 1,000 discount on movie tickets every year. This benefit can be availed when the card is used to purchase movie tickets through specific platforms or movie theaters, as specified by the credit card issuer. The discount is usually applied at checkout, reducing the total cost of the movie tickets. This feature is a great benefit for movie lovers, providing them with savings on their regular entertainment expenses.
Dining Discount
This credit card feature provides a minimum of 15% discount on dining at participating restaurants. The discount is applied directly to your bill when you pay using the credit card. This feature is perfect for foodies and those who regularly dine out, making their gastronomic adventures more affordable. The list of participating restaurants can typically be found on the credit card issuer's website and may include a broad range of cuisines and dining experiences.
Fuel Surcharge Waiver
This credit card feature offers a 1% fuel surcharge waiver on all fuel transactions made with the card. This means that when you use your card to pay for fuel, the typically added surcharge or additional fee is waived, effectively reducing the cost of your fuel purchase. This feature is particularly beneficial for those who drive frequently, providing them with noticeable savings on their fuel expenses over time.
Zero Liability Protection
The zero liability protection feature offers complete protection against unauthorized transactions made with your lost or stolen credit card. This means that you won't be held responsible for any fraudulent charges made on your card if it is lost or stolen. This feature provides peace of mind to cardholders, as it safeguards their finances from potential fraud or misuse. However, it's important for cardholders to report the loss or theft to the card issuer as soon as it's discovered to activate this protection.
Cash Withdrawal Feature
This credit card feature allows you to withdraw cash up to your credit limit from ATMs. While this can provide convenience in situations where cash is required, it's important to note that cash advances usually carry a higher interest rate compared to regular purchases. Additionally, most credit card issuers charge a cash advance fee for each withdrawal. Therefore, while this feature can be useful in emergencies, it's generally best to use it sparingly.
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