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Premium Card Series
AU Bank Xcite Credit Card
AU Small Finance Bank recently launched the Swipe Up platform to offer upgraded credit cards not only to AU Bank customers but to every individual hol
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
Support
Meet AU Bank Xcite Credit Card
AU Small Finance Bank recently launched the Swipe Up platform to offer upgraded credit cards not only to AU Bank customers but to every individual holding a credit card from any other card issuer. The bank currently offers three credit cards on SwipeUp: AU Bank Xcite Credit Card, Xcite Ace Credit Card, and Xcite Ultra Credit Card. Out of these three, the Xcite Card is the most basic one. However, it offers decent reward rates and benefits across different categories. You can earn up to 15 Reward Points on every Rs. 100 you spend, which is not a bad deal. Being a lifetime free card, it is affordable and rewarding for everyone who wants to update their entry-level cards. Apart from the reward rates, you get free railway lounge access, device protection plans, and many more benefits with the AU Bank Xcite Credit Card. To know more about this card and its features. keep reading:
AU Bank Xcite Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make AU Bank Xcite Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.49% of the total transaction amount
Interest Rates
3.49% per month, i.e. 41.88% annually
Fuel Surcharge
1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.
Cash Advance Charges
2.5% of the withdrawn amount subject to a minimum of Rs. 100
Movie & Dining
Get up to 30% discount on dining across over 300 partnered restaurants.
Rewards Rate
2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries.
Reward Redemption
Redeem your earned Reward Points against a number of options available on the AU Rewardz portal.
Travel
Get free railway lounge access every year.
Domestic Lounge Access
2 complimentary railway lounge access every quarter
International Lounge Access
NA
Golf
NA
Insurance Benefits
Get complimentary device protection and 1-year extended warranty on selected electronic products
Lifetime Free Credit Card.
Up to 15 Reward Points on every spend of Rs. 100.
2x Reward Points on retail spends between the 1st and 5th of every month.
Complimentary railway lounge access every year.
Free device protection plan and extended warranty.
Up to 30% discount on dining.
1% fuel surcharge waiver.
Why Choose AU Bank Xcite Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Lifetime Free Credit Card.
Up to 15 Reward Points on every spend of Rs. 100.
2x Reward Points on retail spends between the 1st and 5th of every month.
Complimentary railway lounge access every year.
Free device protection plan and extended warranty.
Up to 30% discount on dining.
1% fuel surcharge waiver.
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