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AU Bank LIT Credit Card

The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature y

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AU Bank LIT Credit Card

Meet AU Bank LIT Credit Card

The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature you want on your card and just pay for the same and nothing else. The AU bank has launched a very innovative and only one of its kind credit card. Every other credit card company launches many credit cards with different features and benefits. There are many credit cards in India with different parts & features, and therefore, it becomes challenging and confusing for customers to choose the best card to fulfill their needs from so many cards. The customer often ends up having multiple cards and paying multiple fees every year. The AU bank took advantage of this and launched the first-ever feature customizing credit cards, the LIT credit card. The bank has launched many other cards with many great benefits, but the LIT card has unique features. The LIT credit card comes with so many features to select from and with so many benefits. The cardholder can simply log on to the AU 0101 App select the feature they want to use for the next 90 Days and just pay for it. The Card offers great ways to earn many reward points, like 1 Reward Point for every Rs. 100 spent on retail and 10X or 5X accelerated Reward Points on the feature that you select. On top of that, the card offers great cashback benefits on the specific feature you select. Not only this, the card offers free memberships to premium brands like Zee5, Amazon Prime, and more. For travelers, the card offers excellent cashback offers and complimentary access to airport lounges. Select the feature you want, pay for it, and enjoy the benefits and privileges. Let’s explore more about this Innovative card by AU with the detailed review below:

AU Bank LIT Credit Card MEMBERSHIP

JOINING FEE0

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make AU Bank LIT Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

NA

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.49% on all foreign currency spends.

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.

Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

Reward Redemption

Redeem Reward Points for exciting discounts and offers.

Travel

Complimentary access to domestic lounges in India.

Domestic Lounge Access

2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)

International Lounge Access

N/A

Golf

NA

Insurance Benefits

NA

India’s First customizable Credit card.

Choose whichever feature you want and whenever you want with the card.

3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit

For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.

10X or 5X accelerated Reward Points on all online and offline transactions.

Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.

5% and 2% cashback on retail spends on achieving the spend target.

Additional 5% cashback for travel, dining and grocery expenses.

4 complimentary lounge access per quarter

Why Choose AU Bank LIT Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

India’s First customizable Credit card.

Choose whichever feature you want and whenever you want with the card.

3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit

For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.

10X or 5X accelerated Reward Points on all online and offline transactions.

Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.

5% and 2% cashback on retail spends on achieving the spend target.

Additional 5% cashback for travel, dining and grocery expenses.

4 complimentary lounge access per quarter

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