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Premium Card Series
AU Bank InstaPay Credit Card
Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically ca
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
Support
Meet AU Bank InstaPay Credit Card
Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.
AU Bank InstaPay Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make AU Bank InstaPay Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.49%
Interest Rates
3.59% per month (43.08% annually)
Fuel Surcharge
1% fuel surcharge waiver on fuel transactions made between Rs. 400 to Rs 5,000
Cash Advance Charges
N/A
Movie & Dining
1% cashback on UPI spends made on dining
Rewards Rate
1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets
Reward Redemption
Cashback to your credit statement/account
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
AU Bank Insta Pay Credit Card is a lifetime free card.
You can make seamless UPI transactions with this card.
This is a virtual credit card which provides a lot of convenience and comfort to its customers.
Interest-free period of 48 days.
1% cashback on eligible UPI spends.
This is a lifetime free credit card, i.e. there are no joining or annual charges.
As a virtual credit card, this card offers a lot of convenience to users.
Get cashback on UPI spends.
The AU Bank InstaPay Credit Card is only useful for spends made on UPI transactions.
There are no welcome benefits or lounge access provided with this credit card.
The cashback received is just 1% which is quite less.
Why Choose AU Bank InstaPay Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
AU Bank Insta Pay Credit Card is a lifetime free card.
You can make seamless UPI transactions with this card.
This is a virtual credit card which provides a lot of convenience and comfort to its customers.
Interest-free period of 48 days.
1% cashback on eligible UPI spends.
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