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Premium Card Series
AU Altura Credit Card
The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purch
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 199 + GST
Joining Fee
Rs. 199 + GST
Renewal Fee
24/7
Support
Meet AU Altura Credit Card
The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purchase you make. You can earn a cashback of up to 2% on all your spending, which is directly credited to your account. Along with the regular cashback, you can earn Rs. 50 cashback additionally every month under the card’s milestone benefits after spending Rs. 10,000. Keeping its customers’ travel needs in mind, the card also provides them with complimentary access to selected railway lounges in India. To know more about the Altura Credit Card by AU Bank, check the detailed information given below:
AU Altura Credit Card MEMBERSHIP
JOINING FEERs. 199 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make AU Altura Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Spend Rs. 10,000 in the first 90 days for a fee waiver. For an annual fee waiver, there should be spends of Rs. 40,000 or more in a year.
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.49% on all international spends.
Interest Rates
3.49% per month
Fuel Surcharge
Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.
Cash Advance Charges
Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.
Movie & Dining
N/A
Rewards Rate
Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.
Reward Redemption
N/A
Travel
Complimentary access to railway lounges.
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
A cashback of 5% on retail spends within the first 60 days.
2% cash back on groceries, departmental stores, and utility bills.
1% cashback on all other spends using this credit card.
A cashback of Rs. 50 every month while you achieve the milestone spends.
Complimentary access to selected railway lounges in India.
Surcharge waiver of 1% on fuel transactions.
Zero liability protection against a lost card.
Why Choose AU Altura Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
A cashback of 5% on retail spends within the first 60 days.
2% cash back on groceries, departmental stores, and utility bills.
1% cashback on all other spends using this credit card.
A cashback of Rs. 50 every month while you achieve the milestone spends.
Complimentary access to selected railway lounges in India.
Surcharge waiver of 1% on fuel transactions.
Zero liability protection against a lost card.
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