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Premium Card Series
Gild Credit Card
The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
Support
Meet Gild Credit Card
The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.
Gild Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Gild Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
2.5%
Interest Rates
30% p.a.
Fuel Surcharge
Nil
Cash Advance Charges
Rs. 125 per transaction (maximum capping at Rs. 10,000)
Movie & Dining
NA
Rewards Rate
0.75% back as Petals on every transaction
Reward Redemption
Petals can be redeemed for digital gold, where 1 Petal = Rs. 1 worth of digital gold
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Instantly open your FD without a savings account
Minimum FD amount is Rs. 10,000 at a 7.7% p.a. interest rate
Conveniently top up your FD amount to increase your spending limit
Earn digital gold as rewards on your spends
Up to 8% as returns in digital gold on your annual spends
Lifetime free card without joining and annual fees
Free metal cardholder with the card
100% secured card that does not require any credit check
Why Choose Gild Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Instantly open your FD without a savings account
Minimum FD amount is Rs. 10,000 at a 7.7% p.a. interest rate
Conveniently top up your FD amount to increase your spending limit
Earn digital gold as rewards on your spends
Up to 8% as returns in digital gold on your annual spends
Lifetime free card without joining and annual fees
Free metal cardholder with the card
100% secured card that does not require any credit check
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