OneCard Metal Credit Card

One Card is an entry-level credit card issued by fintech startup FPL Technologies Pvt. Ltd. in partnership with its banking partners, including Federal Bank, BOBCARD, CSB Bank, Indian Bank, SBM Bank, and South Indian Bank. The card can be issued as either a secured credit card or an unsecured credit card (if you are deemed ineligible for the card based on your credit score/income, you can get the card against a fixed deposit with SBM Bank). You earn Reward Points for all purchases made with One Card- 1 Reward Point per Rs. 50 spent and 5x Reward Points on the top two spend categories of the month. One unique feature of One Card is that, unlike other credit cards, you can also earn fractional Reward Points against your spends (more on this later in the article). Along with all of these benefits, OneCard regularly brings out new offers and discounts on popular Indian brands. Read on to learn more about One Card Credit Card.