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Premium Card Series
Kotak Urbane Gold Credit Card
Issued by Kotak Mahindra Bank, Kotak Urbane Gold Credit Card is well designed to suit the needs of frequent shoppers as it offers rewards for all the
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
Rs. 199 + GST
Renewal Fee
24/7
Support
Meet Kotak Urbane Gold Credit Card
Issued by Kotak Mahindra Bank, Kotak Urbane Gold Credit Card is well designed to suit the needs of frequent shoppers as it offers rewards for all the purchases made. The card carries a very nominal fee of Rs. 199 and provides amazing benefits in comparison to the fee it charges. This card lets you earn 3x reward points per Rs. 100 spent on all retail spends. Additionally with this card you can get upto 4 PVR tickets or 10,000 rewards points upon spending Rs. 1 Lakh or more in a year. These movie tickets can be claimed any time, anywhere. And the reward points are redeemable against Airtickets, Movie Tickets, Mobile Recharge etc. Along with these privileges, this card provides a credit shield of Rs. 50,000 if the card is lost. To know more about the Urbane Gold card By Kotak Bank, keep reading the article below:
Kotak Urbane Gold Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Kotak Urbane Gold Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Get the annual fee waived on spending Rs. 15,000 in the previous year.
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on all foreign transactions
Interest Rates
3.5% per month (or 42% annually)
Fuel Surcharge
NA
Cash Advance Charges
Rs. 300 per Rs. 10,000 withdrawn
Movie & Dining
NA
Rewards Rate
3x Reward Points per Rs. 100 you spend on all retail transactions
Reward Redemption
Redeem the earned points for various categories like Movie Tickets, Mobile Recharge, etc. Rewards Points can used to pay your shopping bills through PayByPoints Program
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
Insurance cover for a lost or stolen card
3x Reward Points per Rs. 100 spent
Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
Insurance coverage for a lost card
Get add-on card and enjoy added benefits
Why Choose Kotak Urbane Gold Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
3x Reward Points per Rs. 100 spent
Either 4 PVR Tickets or 10,000 Reward Points as Milestone benefit
Insurance coverage for a lost card
Get add-on card and enjoy added benefits
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