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Premium Card Series
Kotak White Credit Card
Kotak Mahindra Bank recently launched its White credit card with a unique method of rewarding its card members in the form of White Pass value. It can
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 3,000 + GST
Joining Fee
Rs. 3,000 + GST
Renewal Fee
24/7
Support
Meet Kotak White Credit Card
Kotak Mahindra Bank recently launched its White credit card with a unique method of rewarding its card members in the form of White Pass value. It can be considered a toned-down version of the Kotak White Reserve Credit Card, which is a super-premium card offered by the bank. This White Pass rewarding system is more like a milestone benefit as you gain White Pass value upon achieving spends-based milestones. This White Pass value can be redeemed against shopping vouchers on the Kotak White portal. You also get complimentary domestic and international airport lounge access with this card. Read on to learn more about this offering by the Kotak Mahindra bank.
Kotak White Credit Card MEMBERSHIP
JOINING FEERs. 3,000 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Kotak White Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Annual fee waived on expenditure of Rs. 5 lakh in the preceeding year
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% + GST
Interest Rates
3.1% per month (37.2% annually)
Fuel Surcharge
Waived for transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 3,500/year)
Cash Advance Charges
Rs. 300 per Rs. 10,000 (or part thereof) withdrawn.
Movie & Dining
N/A
Rewards Rate
Earn Reward Points as White Pass value post crossing the expenditure milestone of Rs. 2 lakh
Reward Redemption
White Pass value redeemable for vouchers from partner brands
Travel
8 complimentary domestic lounge access annually (2/quarter), 4 complimentary international lounge access every year with Priority Pass
Domestic Lounge Access
8 complimentary domestic lounge access every year (2/quarter)
International Lounge Access
4 complimentary international lounge access annually with Priority Pass
Golf
N/A
Insurance Benefits
Cover against unauthorized use of card worth Rs. 2.5 lakh
Rewards as White Pass value.
Earn White Pass value on achieving spends-based milestones.
Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
4 complimentary international lounge access with Priority Pass membership.
8 complimentary domestic lounge access every year (2 per quarter).
Fuel and railway surcharge waiver.
Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.
Why Choose Kotak White Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Rewards as White Pass value.
Earn White Pass value on achieving spends-based milestones.
Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.
4 complimentary international lounge access with Priority Pass membership.
8 complimentary domestic lounge access every year (2 per quarter).
Fuel and railway surcharge waiver.
Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.
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