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Premium Card Series
Kotak Mojo Platinum Credit Card
Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 1,000 + GST
Joining Fee
Rs. 1,000 + GST
Renewal Fee
24/7
Support
Meet Kotak Mojo Platinum Credit Card
Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns you Rewards in the form of Mojo Points, which can be redeemed against various categories, including shopping, travel, etc, and even against the outstanding statement. With this card, you earn 1 Mojo Point on every offline spend of Rs. 100, and you earn extra Reward Points for your spends on online purchases and KayMall. You can also earn gift vouchers worth Rs. 1,000 every quarter on achieving the milestone spend. To give extra luxurious travel experiences, this card provides you with complimentary domestic lounge access every year. With such an affordable membership fee of Rs. 1,000 only, the card is providing you with all the benefits, which makes the annual fee totally worth it. Moreover, there are several ways in which you can save with this card, including the joining & renewal fee waiver, fuel & railway surcharge waiver, etc. Keep reading the following details to know all about the Kotak Mojo Platinum Credit Card:
Kotak Mojo Platinum Credit Card MEMBERSHIP
JOINING FEERs. 1,000 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Kotak Mojo Platinum Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The joining fee is waived off on spending Rs. 30,000 or more within the first 90 days and the renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on all the foreign currency transactions
Interest Rates
3.5% per month
Fuel Surcharge
You get a 1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000
Cash Advance Charges
Rs. 300 for every withdrawal of Rs. 10,000
Movie & Dining
NA
Rewards Rate
Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.
Reward Redemption
The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.
Travel
Get complimentary airport lounge access every year
Domestic Lounge Access
2 complimentary domestic lounge access every quarter.
International Lounge Access
NA
Golf
NA
Insurance Benefits
Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card
Get 1 Mojo Point on every Rs. 100 you spend.
Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
Mojo Points redeemable against the outstanding statement.
Get complimentary domestic lounge access every year.
Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
Spend-based joining and renewal fee waiver.
Insurance cover against a lost/stolen card.
Save more through fuel surcharge waiver & railway surcharge waiver.
Why Choose Kotak Mojo Platinum Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Get 1 Mojo Point on every Rs. 100 you spend.
Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.
Mojo Points redeemable against the outstanding statement.
Get complimentary domestic lounge access every year.
Gift vouchers worth Rs. 1,000 on achieving the milestone spend.
Spend-based joining and renewal fee waiver.
Insurance cover against a lost/stolen card.
Save more through fuel surcharge waiver & railway surcharge waiver.
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