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Premium Card Series
Kotak Zen Signature Credit Card
Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 1,500 + GST
Joining Fee
Rs. 1,500 + GST
Renewal Fee
24/7
Support
Meet Kotak Zen Signature Credit Card
Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on your purchases. As a welcome benefit, you get 1500 Zen points on the payment of the joining fees. You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You get 8 complimentary domestic lounge access annually and 3 complimentary international lounge access with Priority Pass membership. Also, you get several other benefits such as a fuel surcharge waiver of 1%, Spend based waiver on the spending of Rs 1,50,000 in a year, and priority attend services. Read below to know more about this credit card
Kotak Zen Signature Credit Card MEMBERSHIP
JOINING FEERs. 1,500 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Kotak Zen Signature Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.4% per month (40.80 per annum)
Fuel Surcharge
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
Cash Advance Charges
Rs 300 on the withdrawal amount
Movie & Dining
NA
Rewards Rate
You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories
Reward Redemption
1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets
Travel
Complimentary Lounge Access Worldwide
Domestic Lounge Access
8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program
International Lounge Access
3 Complimentary International Lounges with Priority Pass Membership.
Golf
NA
Insurance Benefits
NA
1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
Why Choose Kotak Zen Signature Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
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