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Premium Card Series
Kotak Royale Signature Credit Card
The Kotak Royale Signature Credit Card is a basic card offered by Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
Rs. 999 + GST
Renewal Fee
24/7
Support
Meet Kotak Royale Signature Credit Card
The Kotak Royale Signature Credit Card is a basic card offered by Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges and several participating lounges in India every quarter. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:
Kotak Royale Signature Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make Kotak Royale Signature Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee can be waived if you spend Rs. 1,00,000 or more in the preceeding year.
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on all foreign currency spends
Interest Rates
3.4% per month
Fuel Surcharge
1% fuel surcharge is waived at all fuel stations.
Cash Advance Charges
Rs. 300 per Rs. 10,000 withdrawn
Movie & Dining
NA
Rewards Rate
2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.
Reward Redemption
The Reward points are redeemable on kotakrewards against various categories. 1 RP = 18.75 paise.
Travel
You get complimentary airport lounge access every year.
Domestic Lounge Access
2 complimentary access to domestic lounges per quarter
International Lounge Access
NA
Golf
NA
Insurance Benefits
Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.
No joining fee.
Get 2 Reward Points per Rs. 150 you spend with your Kotak Royale Signature Credit Card.
Get 4 Reward Points for every Rs. 150 spent on restaurants, hotels, airlines, travel agencies, international spends, etc.
Get complimentary airport lounge access.
A 1% fuel surcharge waiver.
Railway surcharge waiver.
Spend-based renewal fee waiver.
Earn up to 30,000 bonus RPs every year based on your spends.
Why Choose Kotak Royale Signature Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
No joining fee.
Get 2 Reward Points per Rs. 150 you spend with your Kotak Royale Signature Credit Card.
Get 4 Reward Points for every Rs. 150 spent on restaurants, hotels, airlines, travel agencies, international spends, etc.
Get complimentary airport lounge access.
A 1% fuel surcharge waiver.
Railway surcharge waiver.
Spend-based renewal fee waiver.
Earn up to 30,000 bonus RPs every year based on your spends.
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