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Premium Card Series
IndianOil Kotak Credit Card
Recently, Indian Oil and Kotak Mahindra Bank joined forces to launch their co-branded fuel credit card. The IndianOil Kotak credit card is a nice entr
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 449 + GST
Joining Fee
Rs. 449 + GST
Renewal Fee
24/7
Support
Meet IndianOil Kotak Credit Card
Recently, Indian Oil and Kotak Mahindra Bank joined forces to launch their co-branded fuel credit card. The IndianOil Kotak credit card is a nice entry-level card perfect for those who are new to the credit scene and want great fuel-based benefits and other rewards. IndianOil has more than 34,000 outlets across the country, and cardholders will be rewarded every time they refuel their vehicle at an Indian Oil fuel station. The card also offers reward points on grocery, dining, and other payments. These reward points can be redeemed for free fuel, cashback, or other products and vouchers at KotakRewards. The IndianOil Kotak credit card can reward you with up to 60 liters of free fuel every year, along with a host of other benefits. Those who travel a lot can reduce the effect of high fuel prices through this card and can have a highly rewarding experience if they prefer IndianOil petrol pumps over other countries. Keep on reading to know more about the fuel credit card by Kotak Mahindra Bank and IndianOil.
IndianOil Kotak Credit Card MEMBERSHIP
JOINING FEERs. 449 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IndianOil Kotak Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Annual fee is waived on spends of Rs. 50,000 or above
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5%
Interest Rates
3.5% per month or 42% per annum
Fuel Surcharge
1% fuel surcharge waiver on transactions between Rs. 100 to Rs. 5000
Cash Advance Charges
Rs. 300 per Rs. 10,000 withdrawn
Movie & Dining
Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.
Rewards Rate
Get 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions.
Reward Redemption
Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
Insurance cover worth Rs. 2 Lakhs for personal accident
Welcome Benefit of 1000 Reward Points on spending Rs. 500 inside 30 days
24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets
12 Reward Points on spending Rs. 150 on dining and grocery
3 Reward Points on spending Rs. 150 on everything else
Annual fee waiver on spends of Rs. 50,000 or more in the previous year
1% fuel surcharge waiver with a maximum of Rs. 100 per month
Insurance cover of Rs. 2 Lakhs for personal accident
Rupay Contactless payment up to transactions of Rs. 5000
Why Choose IndianOil Kotak Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Welcome Benefit of 1000 Reward Points on spending Rs. 500 inside 30 days
24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets
12 Reward Points on spending Rs. 150 on dining and grocery
3 Reward Points on spending Rs. 150 on everything else
Annual fee waiver on spends of Rs. 50,000 or more in the previous year
1% fuel surcharge waiver with a maximum of Rs. 100 per month
Insurance cover of Rs. 2 Lakhs for personal accident
Rupay Contactless payment up to transactions of Rs. 5000
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