Premium Card Series

AU Bank LIT Credit Card

The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature y

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Advanced protection for all transactions

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Immediate digital card access

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Meet AU Bank LIT Credit Card

The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature you want on your card and just pay for the same and nothing else. The AU bank has launched a very innovative and only one of its kind credit card. Every other credit card company launches many credit cards with different features and benefits. There are many credit cards in India with different parts & features, and therefore, it becomes challenging and confusing for customers to choose the best card to fulfill their needs from so many cards. The customer often ends up having multiple cards and paying multiple fees every year. The AU bank took advantage of this and launched the first-ever feature customizing credit cards, the LIT credit card. The bank has launched many other cards with many great benefits, but the LIT card has unique features. The LIT credit card comes with so many features to select from and with so many benefits. The cardholder can simply log on to the AU 0101 App select the feature they want to use for the next 90 Days and just pay for it. The Card offers great ways to earn many reward points, like 1 Reward Point for every Rs. 100 spent on retail and 10X or 5X accelerated Reward Points on the feature that you select. On top of that, the card offers great cashback benefits on the specific feature you select. Not only this, the card offers free memberships to premium brands like Zee5, Amazon Prime, and more. For travelers, the card offers excellent cashback offers and complimentary access to airport lounges. Select the feature you want, pay for it, and enjoy the benefits and privileges. Let’s explore more about this Innovative card by AU with the detailed review below:

AU Bank LIT Credit Card MEMBERSHIPJoin the Future of Banking

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Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make AU Bank LIT Credit Card the perfect choice for those who demand excellence.

SpendbasedwaiverNA
RewardsredemptionfeeNil
Foreigncurrencymarkup3.49% on all foreign currency spends.
Interestrates3.49% per month
Fuelsurcharge1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.
Cashadvancecharges2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Movie&dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.

Rewardsrate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

Rewardredemption

Redeem Reward Points for exciting discounts and offers.

Travel

Complimentary access to domestic lounges in India.

Domesticloungeaccess

2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)

Internationalloungeaccess

N/A

Golf

NA

Insurancebenefits

NA

India's First Customizable Card

India’s First customizable Credit card.

Your Card, Your Choice

Choose whichever feature you want and whenever you want with the card.

Triple Treat Subscription Offer

3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit

Earn As You Spend!

For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.

Boosted Rewards, Boundless Benefits

10X or 5X accelerated Reward Points on all online and offline transactions.

Fuel Surcharge Freedom!

Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.

Maximize Cashback Rewards

5% and 2% cashback on retail spends on achieving the spend target.

Feature

Additional 5% cashback for travel, dining and grocery expenses.

Luxury Lounge Access Free

4 complimentary lounge access per quarter

Why Choose AU Bank LIT Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

India's First Customizable Card

India’s First customizable Credit card.

Your Card, Your Choice

Choose whichever feature you want and whenever you want with the card.

Triple Treat Subscription Offer

3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit

Earn As You Spend!

For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.

Boosted Rewards, Boundless Benefits

10X or 5X accelerated Reward Points on all online and offline transactions.

Fuel Surcharge Freedom!

Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.

Maximize Cashback Rewards

5% and 2% cashback on retail spends on achieving the spend target.

Feature

Additional 5% cashback for travel, dining and grocery expenses.

Luxury Lounge Access Free

4 complimentary lounge access per quarter

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AU Bank LIT Credit Card

Renewal Fee
Nil
Joining Fees
Nil
Rewards Rate
1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)
Welcome Bonus
N/A
Best Suited For
MoviesTravelDiningFuelShopping
Rewards Type
Reward Points
Travel Benefits
Complimentary access to domestic lounges in India.
International Lounge Access
N/A
Domestic Lounge Access
2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)

ixigo AU Credit Card

Renewal Fee
Nil
Joining Fees
Nil
Rewards Rate
20 RPs for Train Bookings on ixigo, 10 RPs for Online Spends and 5 RPs for Offline Spends
Welcome Bonus
1000 RPs and Rs. 1000 ixigo Money Voucher on First Transaction Within 30 days of Card Issuance
Best Suited For
Travel
Rewards Type
Reward Points |
Travel Benefits
10% Discount on Flight, Bus & Hotel Bookings
International Lounge Access
1 Per Year, Priority Pass to be Issued on Request
Domestic Lounge Access
8 Per Year

AU Zenith+ Credit Card

Renewal Fee
Rs. 4999 + GST
Joining Fees
Rs. 4999 + GST
Rewards Rate
2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends
Welcome Bonus
Luxury Gift Vouchers or Reward Points Worth ₹5,000
Best Suited For
TravelDiningShopping
Rewards Type
Reward Points |
Travel Benefits
Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.
International Lounge Access
16 complimentary international lounge access
Domestic Lounge Access
4 Complimentary Lounge Access Every Quarter (16 Each Year)

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Cashback SBI Credit Card

Renewal Fee
Rs. 999 + GST
Joining Fees
Rs. 999 + GST
Rewards Rate
5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Welcome Bonus
NA
Best Suited For
ShoppingFood
Rewards Type
Cashback |
Travel Benefits
NA
International Lounge Access
NA
Domestic Lounge Access
NA

Swiggy HDFC Bank Credit Card

Renewal Fee
₹500 + GST
Joining Fees
₹500 + GST
Rewards Rate
10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories
Welcome Bonus
Complimentary 3-Month Swiggy One Membership
Best Suited For
DiningFood
Rewards Type
Cashback |
Travel Benefits
Upto 5% cashback on merchants like Uber and Ola
International Lounge Access
NA
Domestic Lounge Access
NA

HDFC Bank Millennia Credit Card

Renewal Fee
₹1,000 + GST
Joining Fees
₹1,000 + GST
Rewards Rate
5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel, rental, and govt. related transactions)
Welcome Bonus
1,000 CashPoints
Best Suited For
Shopping
Rewards Type
Cashback |
Travel Benefits
N/A
International Lounge Access
N/A
Domestic Lounge Access
N/A