Niyo Credit Cards
Explore premium credit cards with exclusive rewards, cashback benefits, and secure banking features for your lifestyle.
Credit Cards by Niyo Global Card by Equitas Bank
Compare and find the perfect credit card that matches your lifestyle
Niyo Global Card by Equitas Bank
Everything You Need to Know About HDFC Bank Credit Cards
Features and Benefits
Welcome Benefits
Get exclusive rewards and bonuses when you join
Rewards Program
Earn points on every purchase and redeem for exciting rewards
Travel Benefits
Complimentary lounge access and travel insurance
Experience a world of privileges with our credit cards, designed to enhance your lifestyle and provide value on every transaction.
Rewards & Redemption
Reward Points Structure
Redemption Options
Travel Miles
Convert points to airline miles
Shopping
Redeem at partner stores
Cashback
Direct credit to card
Fees & Charges
| Type | Amount | Details |
|---|---|---|
| Annual Fee | ₹500 - ₹12,000 | Varies by card type |
| Interest Rate | 3.49% per month | On revolving credit |
| Cash Advance | 2.5% or ₹500 | Whichever is higher |
| Late Payment | Up to ₹1,000 | Based on outstanding amount |
* All charges are subject to applicable taxes. Please refer to the most recent schedule of charges for detailed information.
How to Apply
Check Eligibility
Verify your age, income, and credit score requirements
Submit Documents
Provide KYC and income proof documents
Application Review
Wait for approval and card delivery
Required Documents
Identity Proof (Any one)
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Income Proof (Any one)
- Latest 3 months salary slips
- Form 16
- IT Returns (last 2 years)
- Bank statements (last 3 months)