Top 10 Long Duration Mutual Funds in India
Jun 17, 2024
8 MinsAMC/Fund Houses
1. Bajaj Finserv Mutual Fund
2. Helios Mutual Fund
3. WhiteOak Capital Mutual Fund
4. ITI Mutual Fund
5. TRUST Mutual Fund
6. NJ Mutual Fund
7. Samco Mutual Fund
8. Mahindra Manulife Mutual Fund
9. Canara Robeco Mutual Fund
10. Quant Mutual Fund
11. ICICI Prudential Mutual Fund
12. JM Financial Mutual Fund
13. LIC Mutual Fund
14. Franklin Templeton Mutual Fund
15. Aditya Birla Sun Life Mutual Fund
16. Mirae Asset Mutual Fund
17. Bank of India Mutual Fund
18. Motilal Oswal Mutual Fund
19. PGIM India Mutual Fund
20. 360 ONE Mutual Funds
21. Nippon India Mutual Fund
22. Union Mutual Fund
23. Bandhan Mutual Fund
24. Navi Mutual Fund
25. SBI Mutual Fund
26. DSP Mutual Fund
27. Tata Mutual Fund
28. Edelweiss Mutual Fund
29. Invesco Mutual Fund
30. Sundaram Mutual Fund
31. HDFC Mutual Fund
32. HSBC Mutual Fund
33. PPFAS Mutual Fund
34. Baroda BNP Paribas Mutual Fund
35. Quantum Mutual Fund
36. Taurus Mutual Fund
37. Shriram Mutual Fund
38. Groww Mutual Fund
39. Kotak Mahindra Mutual Fund
40. Zerodha Mutual Fund
41. Axis Mutual Fund
42. UTI Mutual Fund
Fund Categories
Debt
- Low Duration
- Medium Duration
- Dynamic Bond
- Gilt
- Credit Risk
- Liquid
- Ultra Shorts
Hybrid
- Aggressive
- Conservative
- Arbitrage
Equity
- Multi Cap
- Large Cap
- Mid Cap
- Small Cap
- ELSS
- Dividend Yield
- Sector
- Contra
- Value
Risk
- High
- Moderate
- Low
Duration
- Low
- Medium
- Long
Best Long Duration Mutual Funds
Long-duration mutual funds are investments with substantial potential for high returns, though they carry significant risks due to their volatility. Active and regular assessment is critical to track fund performance in the market.
These funds generally offer attractive dividends, making them suitable for high-risk investors seeking substantial returns. They invest in diverse companies, distributing investor money across various stocks based on criteria.
Equity indicates ownership, acquired through purchasing company stocks. Returns hinge on market conditions and company performance rather than a fixed yield, resulting in daily market value fluctuations.
List of Long-Duration Mutual Funds in India
| Fund Name | Category | Risk | 1 Year Returns | Rating | Fund Size (in Cr) |
|---|---|---|---|---|---|
| Invesco India Infrastructure Fund | Equity | Very High | 85.1% | 5 | ₹1,239 |
| Quant Infrastructure Fund | Equity | Very High | 82.4% | 5 | ₹3,564 |
| Motilal Oswal Midcap Fund | Equity | Very High | 62.7% | 5 | ₹10,378 |
| Kotak Infrastructure and Economic Reform Fund | Equity | Very High | 65.5% | 5 | ₹1,989 |
| Quant Mid Cap Fund | Equity | Very High | 76.7% | 5 | ₹7,952 |
| Quant Tax Plan Fund | Equity | Very High | 25.8% | 5 | ₹5,614 |
| Nippon India Small Cap Fund | Equity | Very High | 59.6% | 5 | ₹51,566 |
| JM Flexicap Fund | Equity | Very High | 66.8% | 5 | ₹2,472 |
| Quant Large and Mid Cap Fund | Equity | Very High | 70.5% | 5 | ₹2,954 |
| Tata Small Cap Fund | Equity | Very High | 46.2% | 5 | ₹7,083 |
| SBI Contra Fund | Equity | Very High | 49.1% | 5 | ₹30,520 |
| Quant ELSS Tax Saver Fund | Equity | Very High | 61.4% | 5 | ₹9,860 |
| Bandhan Tax Advantage (ELSS) Fund | Equity | Very High | 16.8% | 5 | ₹5,160 |
| SBI Long-Term Equity Fund | Equity | Very High | 61.0% | 5 | ₹23,887 |
| Motilal Oswal Large and Midcap Fund | Equity | Moderately High | 56.1% | 5 | ₹4,292 |
What is the difference between Long Duration Mutual Funds and Short Duration Mutual Funds?
The primary difference between debt and equity mutual funds lies in where they invest. Debt funds channel at least 65% of their assets into fixed income securities, like corporate and government bonds. These investments are less correlated with stock market fluctuations, making them suitable for those desiring stable returns and setting financial goals.
Contrarily, equity funds cater to investors willing to embrace market volatility for long-term gains, without a fixed maturity date, offering liquidity benefits.
When should I invest in long-duration mutual funds?
Investment depends on your financial goals and risk tolerance. If direct stock investment isn't appealing, you might resort to equity mutual funds. They offer tax advantages over fixed deposits, potentially yielding better returns. Clarity on your needs facilitates quicker, more assured mutual fund decisions.
Who issues long-duration mutual funds?
Asset management companies (AMCs), approved by SEBI, create mutual funds. They must gain SEBI approval before public investment.
What does investing in long-duration mutual funds actually mean?
Investing in mutual funds involves buying units at a specified Net Asset Value (NAV). As the fund's NAV fluctuates, so does your investment value, which can be redeemed based on current NAV.
How to invest in long-duration mutual funds on Groww?
Adopting a Systematic Investment Plan (SIP) mitigates small-cap volatility risks. Investment transactions are routed through BSE for security. After payment, you can verify your investment on the AMC's website.
Invesco India Infrastructure Fund Direct-Growth
This fund has shown strong growth with 38.35% annualized returns over three years.
Minimum lump sum: ₹1,000 | SIP: ₹500 | AUM: ₹1,239 Cr | 1-Year Return: 85.1% | Rating: 5
Quant Infrastructure Fund Direct-Growth
Provides stable performance, yielding 38.32% in three years.
Minimum lump sum: ₹5,000 | SIP: ₹1,000 | AUM: ₹3,564 Cr | 1-Year Return: 82.4% | Rating: 5
Motilal Oswal Midcap Fund Direct Growth
Delivers 38.09% annualized returns in three years.
Minimum lump sum: ₹500 | SIP: ₹500 | AUM: ₹10,378 Cr | 1-Year Return: 62.7% | Rating: 5
Kotak Infrastructure and Economic Reform Fund Direct Growth
Strong growth with 38.07% annual returns across three years.
Minimum lump sum: ₹100 | SIP: ₹100 | AUM: ₹1,989 Cr | 1-Year Return: 65.5% | Rating: 5
Quant Mid Cap Fund Direct-Growth
Stability with 35.57% annualized returns in three years.
Minimum lump sum: ₹5,000 | SIP: ₹1,000 | AUM: ₹7,952 Cr | 1-Year Return: 76.7% | Rating: 5
Quant Tax Plan Direct-Growth
Offers 34.96% annualized returns over three years.
Minimum lump sum: ₹500 | SIP: ₹500 | AUM: ₹5,614 Cr | 1-Year Return: 25.8% | Rating: 5
Nippon India Small Cap Fund Direct-Growth
Delivers 34.48% annual returns over three years.
Minimum lump sum: ₹5,000 | SIP: ₹100 | AUM: ₹51,566 Cr | 1-Year Return: 59.6% | Rating: 5
JM Flexicap Fund Direct Plan-Growth
Steady with 31.69% annual returns over three years.
Minimum lump sum: ₹1,000 | SIP: ₹100 | AUM: ₹2,472 Cr | 1-Year Return: 66.8% | Rating: 5
Quant Large and Mid Cap Fund Direct-Growth
Providing 30.62% returns annually across three years.
Minimum lump sum: ₹5,000 | SIP: ₹1,000 | AUM: ₹2,954 Cr | 1-Year Return: 70.5% | Rating: 5
Tata Small Cap Fund Direct-Growth
Consistent 29.59% returns over three years.
Minimum lump sum: ₹5,000 | SIP: ₹100 | AUM: ₹7,083 Cr | 1-Year Return: 46.2% | Rating: 5
SBI Contra Direct Plan-Growth
Offers 29.57% annualized returns over three years.
Minimum lump sum: ₹5,000 | SIP: ₹500 | AUM: ₹30,520 Cr | 1-Year Return: 49.1% | Rating: 5
Quant ELSS Tax Saver Fund Direct-Growth
Yields 28.93% across three years.
Minimum lump sum: ₹500 | SIP: ₹500 | AUM: ₹9,860 Cr | 1-Year Return: 61.4% | Rating: 5
Bandhan Tax Advantage (ELSS) Direct Plan-Growth
Generates 28.88% returns over three years.
Minimum lump sum: ₹500 | SIP: ₹500 | AUM: ₹5,160 Cr | 1-Year Return: 16.8% | Rating: 5
SBI Long-Term Equity Fund Direct Plan-Growth
Secures 28.36% returns across three years.
Minimum lump sum: ₹500 | SIP: ₹500 | AUM: ₹23,887 Cr | 1-Year Return: 61.0% | Rating: 5
Motilal Oswal Large and Midcap Fund Direct-Growth
Categorized under Equity with flexible investment options.
Minimum lump sum: ₹500 | SIP: ₹500 | AUM: ₹4,292 Cr | 1-Year Return: 56.1% | Rating: 5
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