IDFC FIRST Bank unveils the IDFC FIRST Wealth Credit Card, aimed at individuals adept in financial management. This card offers a remarkable reward program where holders earn limitless reward points on all purchases, both online and offline. These points have the advantage of not expiring, providing flexibility for usage. A standout feature is its zero joining and annual fees, ensuring cost-effectiveness and maximizing rewards. Additionally, cardholders enjoy access to exclusive lounge facilities.

Prospective applicants can apply through the IDFC FIRST Bank website by filling in the online application, where comprehensive information is shared to help in decision-making.

Key benefits include a lifetime free credit card policy with no joining/annual fees, catering especially to frequent travelers who seek airport and railway lounge amenities. As a welcome perk, cardholders receive a voucher worth Rs. 500 after spending Rs. 15,000 within the first 90 days. The card offers significant savings potential, with many users saving up to Rs. 18,100 annually.

Other significant features include a competitive forex markup rate of 1.5%, buy-one-get-one-free movie ticket offers via the Paytm mobile app, comprehensive travel insurance, and air accident coverage. Transactions exceeding Rs. 2,500 can be easily converted into EMIs via the bank's mobile app, facilitating easier repayments.

This card is available to individuals between the ages of 21 to 65 years, requiring a minimum monthly income of Rs. 25,000. To apply, one must submit identity, address, and income proof.

In summary, the IDFC FIRST Wealth Credit Card delivers a comprehensive suite of benefits tailored for financially-savvy individuals. It combines a robust rewards structure, the convenience of lounge access, and flexible EMI options to enrich the cardholder's financial journey.