Kerala Gramin Bank (KGB) stands as a prime example of regional rural banking in India, primarily catering to the financial needs of Kerala's countryside. Formed on July 8, 2013, through the amalgamation of North Malabar Gramin Bank and South Malabar Gramin Bank, KGB operates under the auspices of the Government of India, the state government of Kerala, and is sponsored by Canara Bank.

With its headquarters in Malappuram, Kerala, KGB has diligently expanded to 634 branches across the state as of 2021, showcasing its commitment to boosting banking accessibility in rural areas, which is pivotal for regional economic growth.

Financially, the bank has consistently demonstrated robust performance. The fiscal year 2021-2022 marked a noteworthy period, as profits surged to ₹124.14 crore—nearly four times the previous year’s results. This growth stemmed from a 23% boost in net interest income and a 27% hike in non-interest income. Deposits soared to ₹21,834 crore with an 8.4% increment, and the credit portfolio expanded by 4.5%. KGB's customer base reached 92.34 lakh, pushing total business to grow by 6.50%, amassing a total of ₹41,113 crore.

In addition to its banking services, Kerala Gramin Bank plays a significant role in community development, promoting both local and individual advancement. Its strategic outreach to extend services to every panchayat within its operational area is designed to boost financial inclusion, enabling numerous rural dwellers and enterprises to thrive. In essence, KGB remains a crucial player in Kerala’s rural economy, solidifying its reputation as a dependable and progressive regional rural bank.