CASHe Personal Loan
CASHe, an emerging provider of instant personal loans, stands out for its seamless application process, competitive interest rates, and borrower-friendly features with the CASHe personal loan scheme.
CASHe offers a range of personal loan products to meet salaried individuals’ diverse financial needs. Whether covering medical expenses, funding a home renovation project, or planning a dream vacation, CASHe personal loans provide instant access to funds with minimal documentation and quick disbursal. With loan amounts ranging from ₹15,000 to ₹4,00,000 and flexible repayment tenures extending up to 18 months, borrowers can choose a loan that suits their requirements.
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Features CASHe Personal Loans
CASHe personal loans come with a host of features that make them a preferred choice among borrowers:
- Flexibility in loan amount: Borrowers can avail themselves of personal loans ranging from ₹15,000 to ₹4,00,000, depending on their eligibility and requirements.
- Fast Disbursal: CASHe ensures speedy disbursal of funds, with loan approvals and credit transfers processed within hours of application submission.
- No Collateral Required: Unlike traditional loans that demand collateral, CASHe personal loans are unsecured, eliminating the need for pledging assets.
- Competitive Interest Rates: CASHe offers competitive interest rates on personal loans, making them affordable for borrowers from diverse backgrounds.
- Easy Application Process: With a user-friendly interface and minimal documentation requirements, applying for a CASHe personal loan is a seamless experience.
Eligibility Criteria for CASHe Personal Loans
To qualify for a CASHe personal loan, applicants need to meet certain eligibility criteria, including:
- Employment Status: CASHe Offers personal loans exclusively to salaried individuals with a steady source of income.
- Minimum Income Requirement: Applicants must meet the minimum monthly income threshold specified by CASHe.
- Credit History: A positive credit profile enhances the chances of loan approval.
- Age Criteria: Borrowers must meet the minimum age requirement specified by CASHe to be eligible for a personal loan.
CASHe Fees and Charges
While availing of a personal loan, borrowers must consider the associated fees and charges to assess the overall cost of borrowing. CASHe levies processing fees starting from ₹500, which may vary based on the loan amount and tenure. Additionally, late payment fees are applicable in case of delayed EMIs.
| Loan Tenure | Interest per month |
| 3 months |
|
| 6 Months | ₹1,200 or 2% of the loan, whichever is higher |
| 9 Months | ₹1,200 or 2% of the loan, whichever is higher |
| 12 Months | ₹1,200 or 2% of the loan, whichever is higher |
| 18 Months | ₹1,000 or 3% of the loan, whichever is higher |
Eligibility Criteria for CASHe Personal Loans
To qualify for a CASHe personal loan, applicants need to meet certain eligibility criteria, including:
- Employment Status: CASHe Offers personal loans exclusively to salaried individuals with a steady source of income.
- Minimum Income Requirement: Applicants must meet the minimum monthly income threshold specified by CASHe.
- Credit History: A positive credit profile enhances the chances of loan approval.
- Age Criteria: Borrowers must meet the minimum age requirement specified by CASHe to be eligible for a personal loan.
Documents Required for CASHe Personal Loan
Applying for a CASHe personal loan requires submitting essential documents to verify the applicant’s identity, income, and address. The commonly required documents include:
- Proof of identity: PAN Card
- Bank Statements: The latest bank statements reflect salary credits and financial transactions.
- Address proof: Aadhaar Card
- Salary Slips: Documents showcasing the applicant’s monthly income and employment details.
Calculating Your Loan EMI
CASHe provides an online EMI calculator that allows borrowers to determine their monthly instalments based on the loan amount, repayment tenure, and applicable interest rate. By entering these details into the EMI calculator, borrowers can obtain a clear estimate of their EMI amount and plan their budget accordingly.
For reference, below is the table of EMI estimation for a 2,00,000 CASHe personal loan.
| Loan Tenure | EMI Amount | Interest Payable | Total Amount Payable |
| 3 Months | ₹70,075 | ₹10,225 | ₹2,10,225 |
| 6 Months | ₹36,229 | ₹17,374 | ₹2,17,374 |
| 9 Months | ₹24,834 | ₹23,503 | ₹2,23,503 |
| 12 Months | ₹19,241 | ₹30,887 | ₹2,30,887 |
| 18 Months | ₹13,673 | ₹46,115 | ₹2,46,115 |
Documents Required for CASHe Personal Loan
Applying for a CASHe personal loan requires submitting essential documents to verify the applicant’s identity, income, and address. The commonly required documents include:
- Proof of identity: PAN Card
- Bank Statements: The latest bank statements reflect salary credits and financial transactions.
- Address proof: Aadhaar Card
- Salary Slips: Documents showcasing the applicant’s monthly income and employment details.
CASHe Personal Loan Interest Rates
Interest rates play a crucial role in measuring the affordability of a personal loan. CASHe personal loan offers competitive interest rates, ensuring borrowers can avail of funds without burdening themselves with unreasonable repayment amounts. The interest rate CASHe charges may vary based on the loan amount, repayment tenure, and the borrower’s credit history. Below is the table with information on rates of interest.
| Loan Tenure | Interest per month | Annual Percentage Rate |
| 3 months | 2.50% | 30.42% |
| 6 Months | 2.40% | 29.20% |
| 9 Months | 2.25% | 27.38% |
| 12 Months | 2.25% | 27.38% |
| 18 Months | 2.25% | 27.38% |
Calculating Your Loan EMI
CASHe provides an online EMI calculator that allows borrowers to determine their monthly instalments based on the loan amount, repayment tenure, and applicable interest rate. By entering these details into the EMI calculator, borrowers can obtain a clear estimate of their EMI amount and plan their budget accordingly.
For reference, below is the table of EMI estimation for a 2,00,000 CASHe personal loan.
| Loan Tenure | EMI Amount | Interest Payable | Total Amount Payable |
| 3 Months | ₹70,075 | ₹10,225 | ₹2,10,225 |
| 6 Months | ₹36,229 | ₹17,374 | ₹2,17,374 |
| 9 Months | ₹24,834 | ₹23,503 | ₹2,23,503 |
| 12 Months | ₹19,241 | ₹30,887 | ₹2,30,887 |
| 18 Months | ₹13,673 | ₹46,115 | ₹2,46,115 |
FAQs
With CASHe Personal Loans, you can borrow amounts ranging from ₹15,000 to ₹4,00,000, depending on your eligibility and requirements.
The disbursal of a CASHe Personal Loan typically occurs within hours of approval, ensuring quick access to funds for your financial needs.
Yes, you can calculate your loan EMI before applying for a CASHe Personal Loan with an online EMI calculator, which allows borrowers to input the loan amount, repayment tenure, and applicable interest rate to estimate their monthly instalments. This helps borrowers plan their finances effectively and make informed decisions regarding loan repayment obligations.
Yes, there are pre-payment charges applicable for CASHe Personal Loans. The specific charges may vary based on the terms and conditions of your loan agreement. Reviewing the loan agreement or contacting CASHe directly to understand the pre-payment charges applicable to your loan is advisable.
To contact CASHe Bank for information about personal loans, visit their website for detailed loan product information and contact details. Utilise their customer support services through phone, email, or live chat, accessible via their website. Alternatively, check their mobile app for direct support options or explore their social media accounts for inquiries.