Best Fintech Credit Cards
Next-Gen Banking Experience
Modern credit cards with innovative features and instant benefits.
Compare Best Fintech Credit Cards
Find and compare the best credit cards side by side. Make informed decisions based on rewards, fees, and benefits.
Edge CSB Bank RuPay Credit Card
OneCard Metal Credit Card
Magnet FD Backed Credit Card
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
IndusInd Bank Tiger Credit Card
Scapia Federal Credit Card
Bajaj Finserv RBL Bank Binge SuperCard
Gild Credit Card
Slice Super Card
Uni Pay 1/3rd Card
Everything You Need to Know
Comprehensive guide to understanding credit cards and making informed decisions.
Fintech Credit Cards are digital-first credit cards issued by fintech companies like Slice, OneCard, and Uni. These cards focus on flexibility, instant approvals, low fees, and simplified spending insights.
For example, a fintech card may offer split-pay options, no joining fees, and instant cashback rewards, making it a great choice for young professionals and digital-savvy users.
These cards operate digitally, often without a physical card. Users can track expenses, split payments, and redeem rewards instantly via a mobile app. Some fintech cards also offer BNPL (Buy Now Pay Later) options for short-term financing.
Fintech cards offer modern banking benefits:
- No paperwork, instant approval & 100% digital process.
- Minimal fees and zero annual charges on many cards.
- Flexible payments with no-cost EMIs and BNPL options.
- Real-time spending insights via mobile apps.
Consider these factors when selecting a fintech card:
- Check fees & interest rates – Opt for low/no annual fees.
- Review BNPL and EMI options – Look for flexible repayment.
- Analyze cashback & rewards – Choose based on spending habits.