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Premium Card Series
SBI Unnati Credit Card
SBI Unnati credit card is a secured credit card offered by the SBI Card. The SBI Unnati credit card is given to customers with a Fixed-term deposit of
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
Support
Meet SBI Unnati Credit Card
SBI Unnati credit card is a secured credit card offered by the SBI Card. The SBI Unnati credit card is given to customers with a Fixed-term deposit of Rs 25,000 or above with the State Bank of India. For every transaction of Rs. For every 100 done using the SBI Unnati credit card, you earn 1 reward point. With this SBI Unnati credit card, you earn a milestone advantage of Rs 500 cashback if you spend Rs 50,000 or above in a year. Also, a waiver on the annual fee is provided for up to 4 years from the date of card issuance. To know more about the SBI Unnati Credit card, keep reading.
SBI Unnati Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make SBI Unnati Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Rs 99 per redemption request
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.5% per month ( 42% per annum)
Fuel Surcharge
1% surcharge waiver on all fuel purchases using the SBI Unnati credit card
Cash Advance Charges
2.5% on the amount withdrawn subject to a minimum charge of Rs. 500
Movie & Dining
NA
Rewards Rate
1 reward point per Rs 100 you spend
Reward Redemption
1 RP = Rs 0.25 on redemption against a host of gifts and benefits at the SBI Card rewards catalog.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
No Annual Charges (For first four years)
1 Reward Point per Rs 100 you spend
Rs 500 cashback on annual spending of Rs 50,000 within 15 days
1% surcharge waiver applicable on fuel transactions above Rs. 500 (below Rs. 4,000).
Why Choose SBI Unnati Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
No Annual Charges (For first four years)
1 Reward Point per Rs 100 you spend
Rs 500 cashback on annual spending of Rs 50,000 within 15 days
1% surcharge waiver applicable on fuel transactions above Rs. 500 (below Rs. 4,000).
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