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Premium Card Series
SBI SimplySAVE UPI Rupay Credit Card
A great entry-level credit card, the SBI SimplySAVE charges an annual fee of Rs. 499 and offers a welcome benefit of 2000 bonus reward points. You ear
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 499 + GST
Joining Fee
Rs. 499 + GST
Renewal Fee
24/7
Support
Meet SBI SimplySAVE UPI Rupay Credit Card
A great entry-level credit card, the SBI SimplySAVE charges an annual fee of Rs. 499 and offers a welcome benefit of 2000 bonus reward points. You earn accelerated reward points on grocery, movies, and departmental store purchases with the card, making it perfect for individuals who are new to the credit scene and are seeking to save money on essential everyday expenses. This card can also be linked to your UPI applications. In addition to rewards, you receive an annual fee waiver on spending Rs. 1 lakh or more with the card. This can be easily achieved, hence making this card free from any annual charges. There are limited travel, dining, or entertainment privileges associated with the card, as it is primarily designed for beginners seeking an entry-level credit card. To learn more about the card, its benefits and features, as well as its fees and charges, continue reading.
SBI SimplySAVE UPI Rupay Credit Card MEMBERSHIP
JOINING FEERs. 499 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make SBI SimplySAVE UPI Rupay Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Renewal fee can be waived by spending Rs. 1 lakh in a card anniversary year
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.75% Per Month (45% Annually)
Fuel Surcharge
1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (capped at Rs. 100 per month)
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
Movie & Dining
10X Reward Points on movie and dining spends
Rewards Rate
1 Reward Point/₹150 Spent (Reward Rate = 0.7%) and 10X RPs for Spends on Movies, Grocery, Dining, & Departmental Stores (Reward Rate 1.7%)
Reward Redemption
Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the card’s outstanding balance. (1 Reward Point = Rs. 0.25)
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
1 Reward Point for every spend of Rs. 150.
10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
1% fuel surcharge waiver.
This card comes at a low joining fee of 499.
You can earn great reward points on spends with this card.
This card doesn’t provide international or domestic lounge access.
There aren’t any insurance benefits with this card.
Reward redemptions will be chargeable at Rs. 99
Why Choose SBI SimplySAVE UPI Rupay Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.
1 Reward Point for every spend of Rs. 150.
10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.
Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.
1% fuel surcharge waiver.
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