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SBI SimplyCLICK Credit Card
The SBI SimplyCLICK Credit Card is an entry-level shopping credit card offered by SBI Card. It is among the most popular SBI credit cards in the entry
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 499 + GST
Joining Fee
Rs. 499 + GST
Renewal Fee
24/7
Support
Meet SBI SimplyCLICK Credit Card
The SBI SimplyCLICK Credit Card is an entry-level shopping credit card offered by SBI Card. It is among the most popular SBI credit cards in the entry-level segment, especially among first-time cardholders. This card is best suited for online shopping because it offers 10X reward points at some of the most popular online shopping and travel websites, including Cleartrip, Myntra, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Swiggy. Previously, Amazon was also included in the 10x Rewards list, but the offer no longer applies to Amazon, and the card now only offers 5X Rewards on Amazon. For other online and offline spending, you earn 5X rewards on online spending and one reward point for every ₹100 spent on all offline purchases. The SimplyCLICK SBI Card is an affordable entry-level option with an annual membership fee of only ₹499. While it may not offer the typical travel, dining, or movie perks that premium credit cards often do, it does provide the chance to earn gift vouchers worth up to ₹4,000 per year by meeting the spending requirements. Additionally, this card enables contactless payments and is accepted globally. To learn more about this entry-level credit card, continue reading our SBI SimplyCLICK Credit Card review.
SBI SimplyCLICK Credit Card MEMBERSHIP
JOINING FEERs. 499 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make SBI SimplyCLICK Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Renewal fee waiver on annual spend of Rs. 1 lakh
Rewards Redemption Fee
Rs. 99 (plus taxes) on each redemption request
Foreign Currency Markup
3.5% of the total transaction amount
Interest Rates
3.5% per month or 42% annualized
Fuel Surcharge
1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)
Cash Advance Charges
2.5% of the withdrawal amount or a minimum fee of Rs. 500
Movie & Dining
N/A
Rewards Rate
Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases.
Reward Redemption
Reward Points can be redeemed for gift vouchers on sbicard.com or via the SBI mobile app, as well as for paying the card’s outstanding balance, 1 RP = Rs. 0.25
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Gift vouchers worth ₹500 from Amazon as a welcome benefit.
E-vouchers from ClearTrip/Yatra worth ₹2,000 on net annual spends of ₹1,00,000 and ₹2,00,000 each.
10X Reward Points on online spending at partner merchants, including popular websites like BookMyShow, Myntra, Netmeds, Swiggy, Apollo24x7, etc.
5X Reward Points on all other online spends using your SBI SimplyClick Credit Card.
1 Reward Point per ₹100 on all offline spends except fuel.
Annual fee waiver of ₹499 on the annual spending of ₹1,00,000.
1% fuel surcharge waived for all purchases of fuel between ₹500 and ₹3,000.
One of the most beneficial pros of the SBI SimplyClick Credit Card is the welcome benefit of a voucher worth Rs. 500 from Amazon.
You can also get coupons worth Rs. 4000 on achieving milestone spends.
This card has a significant drawback for frequent travellers as it offers no domestic or international lounge access.
Along with no travel benefits, there aren’t any insurance benefits with the SBI SimplyClick Credit Card.
Why Choose SBI SimplyCLICK Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Gift vouchers worth ₹500 from Amazon as a welcome benefit.
E-vouchers from ClearTrip/Yatra worth ₹2,000 on net annual spends of ₹1,00,000 and ₹2,00,000 each.
10X Reward Points on online spending at partner merchants, including popular websites like BookMyShow, Myntra, Netmeds, Swiggy, Apollo24x7, etc.
5X Reward Points on all other online spends using your SBI SimplyClick Credit Card.
1 Reward Point per ₹100 on all offline spends except fuel.
Annual fee waiver of ₹499 on the annual spending of ₹1,00,000.
1% fuel surcharge waived for all purchases of fuel between ₹500 and ₹3,000.
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