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Premium Card Series

SBI ELITE Credit Card

SBI ELITE Credit Card is a premium credit card by SBI Card and comes with an annual membership fee of Rs. 4,999. Being a premium offering, the SBI Ban

Security

Advanced protection for all transactions

Instant

Immediate digital card access

Rs. 4,999 + GST
Joining Fee
Rs. 4,999 + GST
Renewal Fee
24/7
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SBI ELITE Credit Card

Meet SBI ELITE Credit Card

SBI ELITE Credit Card is a premium credit card by SBI Card and comes with an annual membership fee of Rs. 4,999. Being a premium offering, the SBI Bank ELITE Credit Card comes packed with some of the best-in-class value-added privileges that one expects from a premium credit card, including complimentary domestic and international lounge visits, complimentary shopping vouchers, and discounted rates on hotel bookings, free movie tickets and many other add-on benefits. Talking about this card’s reward rate, you earn 2 Rewards on every Rs. 100 purchase with the card (reward rate of 0.5% as 1 Reward Point = Rs. 0.25) and 5X Reward Points per Rs. 100 on departmental stores, dining, and grocery spends (reward rate of 2.5%). SBI ELITE Credit Card comes in three variants- Visa, MasterCard, and American Express. While most benefits are the same across all three variants, the payment networks offer some exclusive benefits as well. For example, you get complimentary golf games with the MasterCard variant and discounted dining rates with the AmEx variant of the card. Read on for more information about this premium offering by SBI Card.

SBI ELITE Credit Card MEMBERSHIP

JOINING FEERs. 4,999 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make SBI ELITE Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

Renewal fee of Rs. 4,999 is waived on annual spends of Rs. 10 lakh or more in the preceding year

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

1.99% of the transaction amount

Interest Rates

3.50% per month (42% per annum)

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all fuel stations across India (max waiver capped at Rs. 250 per month)

Cash Advance Charges

2.5% of the transaction amount, subject to a minimum charge of Rs 500

Movie & Dining

Get free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants (with American Express variant only)

Rewards Rate

2 Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spends, departmental stores, and grocery purchases (reward rate of 2.5%)

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or SBI mobile app or for paying the outstanding balance of the card, 1 Reward Point = Rs. 0.25

Travel

N/A

Domestic Lounge Access

2 complimentary visits to domestic airport lounges every quarter

International Lounge Access

6 complimentary visits to international airport lounges per year (max 2 per quarter) with the Priority Pass program.

Golf

4 complimentary rounds of green fees and up to 50% off on golf games along with 1 free lesson per month at selected golf courses across the country (you get it only with the MasterCard variant of the card)

Insurance Benefits

N/A

Gift Voucher worth Rs. 5,000 as a welcome benefit.

2 RPs on every Rs. 100 spent with the card except on fuel spends.

5X RPs on spends on dining, grocery purchases, and departmental stores.

Up to 50,000 Bonus Reward Points (equivalent to Rs 12,500) every year on achieving the stipulated spend milestone (details below).

Free movie tickets (max benefit capped at Rs. 6,000 in a year).

2 free domestic lounge visits per quarter.

6 complimentary international lounge visits in a year (max 2 visits per quarter).

Complimentary lost card liability cover worth Rs. 1 lakh applicable from 48 hours prior to 7 days after reporting the loss of card.

A lower forex markup fee of 1.99% of the withdrawn amount.

Exclusive concierge service for assistance regarding online doctor consultation, flower delivery, and gift delivery.

Exclusive privileges from Visa/MasterCard/American Express (details below).

With this card, you can enjoy welcome benefits worth Rs. 5000.

You get 2 domestic lounge visits per quarter and 6 complimentary international lounge access in a year with the SBI Elite Credit Card.

This card offers a lower reward rate compared to other cards available.

Why Choose SBI ELITE Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

Gift Voucher worth Rs. 5,000 as a welcome benefit.

2 RPs on every Rs. 100 spent with the card except on fuel spends.

5X RPs on spends on dining, grocery purchases, and departmental stores.

Up to 50,000 Bonus Reward Points (equivalent to Rs 12,500) every year on achieving the stipulated spend milestone (details below).

Free movie tickets (max benefit capped at Rs. 6,000 in a year).

2 free domestic lounge visits per quarter.

6 complimentary international lounge visits in a year (max 2 visits per quarter).

Complimentary lost card liability cover worth Rs. 1 lakh applicable from 48 hours prior to 7 days after reporting the loss of card.

A lower forex markup fee of 1.99% of the withdrawn amount.

Exclusive concierge service for assistance regarding online doctor consultation, flower delivery, and gift delivery.

Exclusive privileges from Visa/MasterCard/American Express (details below).

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