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Patanjali RBL Bank Swarn Credit Card

One of the most trusted brands in India, known for its organic products, Patanjali, has collaborated with RBL Bank to launch two credit cards that wil

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Advanced protection for all transactions

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Immediate digital card access

₹1,499 + GST
Joining Fee
₹1,499 + GST
Renewal Fee
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Patanjali RBL Bank Swarn Credit Card

Meet Patanjali RBL Bank Swarn Credit Card

One of the most trusted brands in India, known for its organic products, Patanjali, has collaborated with RBL Bank to launch two credit cards that will benefit their loyal customers. The Patanjali RBL Swarn Credit Card is the superior version of both cards, with the other one being the Patanjali RBL Bank Vishisht Credit Card. Very few banks have collaborated with an Ayurveda company for the benefit of their customers. Having a joining fee of ₹1,499 plus taxes, this card is a great addition for a person who frequently purchases from the Pantajali store. Users get a 10% cashback up to ₹750 every month on transactions of ₹500 or above, along with 1 Reward Point for every ₹100 spent on offline or online transactions. So if you receive a cashback of ₹750 in one month, then annually you will earn ₹9,000 by making purchases with the Swarn card. This card also includes 6,000 Reward Points as a welcome benefit on the first transaction worth ₹1,000 or more within 30 days of card issuance. The rewards don’t end there. Cardholders can redeem their accumulated Reward Points at the RBL Rewards portal for a variety of options, including vouchers, products, and even hotel and flight bookings. Users also receive milestone benefits, airport lounge access, and the buy-one-get-one offer on movie tickets through BookMyShow. Another advantage of this card is since it is a RuPay credit card, users can easily link it with their UPI apps and make their daily-basis transactions without any worry. Since this card comes under the NCMC program, users can easily use it in public transportation, by loading it with ease. For such a nominal fee, this card is filled with privileges. Let’s review all the benefits and perks of this card in detail for a better understanding before applying for this card.

Patanjali RBL Bank Swarn Credit Card MEMBERSHIP

JOINING FEE₹1,499 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make Patanjali RBL Bank Swarn Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

N/A

Rewards Redemption Fee

₹99 + GST

Foreign Currency Markup

3.5%

Interest Rates

3.99% per month or 47.88% per annum

Fuel Surcharge

1% fuel surcharge waiver up to ₹200 on transactions between ₹500 to ₹4,000

Cash Advance Charges

2.5% of the Cash Amount or a Minimum of ₹500

Movie & Dining

BOGO offer on movie tickets via BookMyShow

Rewards Rate

10% cashback up to ₹750 at Patanjali stores both online and offline; 1 RP for every ₹100 spent on online and offline spends

Reward Redemption

RP can be redeemed at RBL Rewards

Travel

Complimentary airport lounge access

Domestic Lounge Access

4 complimentary domestic airport lounge access annually

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

Patanjali RBL Swarn Credit Card can be linked on UPI

10% cashback on Patanjali stores both online and offline on a minimum purchase of ₹500.

BOGO offers on movie tickets up to ₹200 via BookMyShow once every month only on the weekends.

1,500 Patanjali vouchers on annual spends of ₹3 lakhs in the previous year, with ₹12,000 spent on Patanjali website or at stores.

Complimentary domestic airport lounge access once every quarter on spending ₹50,000 in the previous quarter.

Generous rewards on Patanjali purchases, both online and offline.

Complimentary domestic airport lounge access and BOGO offers on movie tickets add extra value.

Limited information on insurance benefits and international lounge access.

Foreign currency markup of 3.5% could be a drawback for international travel.

Why Choose Patanjali RBL Bank Swarn Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

Patanjali RBL Swarn Credit Card can be linked on UPI

10% cashback on Patanjali stores both online and offline on a minimum purchase of ₹500.

BOGO offers on movie tickets up to ₹200 via BookMyShow once every month only on the weekends.

1,500 Patanjali vouchers on annual spends of ₹3 lakhs in the previous year, with ₹12,000 spent on Patanjali website or at stores.

Complimentary domestic airport lounge access once every quarter on spending ₹50,000 in the previous quarter.

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