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Nainital RENAISSANCE BOBCARD Credit Card

Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. I

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Advanced protection for all transactions

Instant

Immediate digital card access

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Joining Fee
Rs. 250 + GST
Renewal Fee
24/7
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Nainital RENAISSANCE BOBCARD Credit Card

Meet Nainital RENAISSANCE BOBCARD Credit Card

Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. It comes with a zero joining fee and a nominal annual fee of Rs. 250 only. This annual fee can easily be waived if you achieve the required minimum spend in the previous anniversary year. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card allows you to save on almost all your spends. These rewards can be redeemed against a host of options including cashback at a really good redemption rate. Other than this, you get lots of other privileges across different categories, including insurance, fuel, etc. For more detailed information about the BoB Renaissance Credit Card, its advantages, and fees & charges, keep reading:

Nainital RENAISSANCE BOBCARD Credit Card MEMBERSHIP

JOINING FEE0

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make Nainital RENAISSANCE BOBCARD Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

The renewal fee is waived on spending Rs. 25,000 or more in the previous year.

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000

Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs).

Movie & Dining

NA

Rewards Rate

1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.

Reward Redemption

Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.

Travel

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Golf

NA

Insurance Benefits

Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.

1 Reward Point on every retail spend of Rs. 100.

5 Reward Points on every spend of Rs. 100 on selected categories.

Reward Points redeemable against cashback.

Spend-based waiver of the annual membership fee.

Personal accident cover worth up to Rs. 15 lakhs.

1% fuel surcharge waiver on all fuel purchases.

Why Choose Nainital RENAISSANCE BOBCARD Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

1 Reward Point on every retail spend of Rs. 100.

5 Reward Points on every spend of Rs. 100 on selected categories.

Reward Points redeemable against cashback.

Spend-based waiver of the annual membership fee.

Personal accident cover worth up to Rs. 15 lakhs.

1% fuel surcharge waiver on all fuel purchases.

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