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Premium Card Series
ICICI Bank Platinum Chip Credit Card
The ICICI Bank Platinum Chip credit card is a zero annual fee credit card that allows you to save amazingly on all your spends. With this card, you ca
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Advanced protection for all transactions
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Immediate digital card access
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Joining Fee
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Renewal Fee
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Meet ICICI Bank Platinum Chip Credit Card
The ICICI Bank Platinum Chip credit card is a zero annual fee credit card that allows you to save amazingly on all your spends. With this card, you can earn up to 2 Reward Points on your purchases, and redeem those points against several options including cashback. Moreover, it provides its customers with exciting discount offers on dining across 2500+ restaurants in India through the ICICI Bank Culinary Treats Programme. The cardholders can also save 1% on all their fuel transactions at HPCL pumps. To know all about the ICICI Platinum Credit card, its benefits, and fees & charges, keep reading the details given below:
ICICI Bank Platinum Chip Credit Card MEMBERSHIP
JOINING FEENIL
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make ICICI Bank Platinum Chip Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
Rs. 99 for every redemption request that you place.
Foreign Currency Markup
3.5% of the amount transacted.
Interest Rates
3.4% per month
Fuel Surcharge
1% fuel surcharge waiver on transcations done at HPCL fuel stations.
Cash Advance Charges
Higher of Rs. 300 or 2.5% of the amount withdrawn.
Movie & Dining
Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.
Rewards Rate
2 Reward Points on every retail spend of Rs. 100
Reward Redemption
The Reward Points can be redeemed against cashback or gifts.
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Double Reward Points
The Double Reward Points feature allows you to earn 2 Reward Points for every Rs. 100 spent on retail transactions. This means that every time you shop using this credit card, you are accumulating points that you can later redeem for a variety of gifts, discounts, or even cashback. This feature is designed to reward you for your regular retail spending. Whether you're purchasing groceries, clothes, electronics, or anything else, you will earn points that can save you money in the future. The more you spend, the more points you earn, giving you more opportunities to save.
Insurance & Utilities Rewards
With the Insurance & Utilities Rewards feature, you earn 1 Reward Point on every Rs. 100 spent on insurance & utilities. This includes payments for your electricity, water, gas, internet, cable, and insurance premiums. This feature encourages financial responsibility by rewarding you for paying your bills on time. It also provides an additional incentive to use your credit card for these regular expenses, as you can earn reward points that can be redeemed for a variety of benefits.
Fuel Surcharge Waiver
This credit card offers a 1% fuel surcharge waiver specifically at all HPCL pumps. This means that you will not be charged the additional 1% that is usually added to fuel transactions. This feature can result in significant savings over time, especially if you frequently refuel your vehicle. The waiver is instantly applied at the time of transaction, saving you from the hassle of claiming it later. This feature serves as a great way to manage your fuel expenses.
Culinary Treats Programme
The Culinary Treats Programme provides exciting discount offers on dining. With this feature, you can enjoy discounted meals at a wide range of partner restaurants. Whether you're planning a family meal, a business lunch, or a romantic dinner, you can take advantage of these offers to make it more affordable. The programme includes a variety of cuisines and restaurant types, ensuring that there's something for everyone's taste. This feature adds value to your dining experiences and makes your credit card even more rewarding.
Spend-based Annual Fee Waiver
The Spend-based Annual Fee Waiver feature allows you to avoid the annual fee for your credit card if you reach a certain spending threshold within the year. This threshold is usually set by the bank and can vary from card to card. The more you use your card, the better your chances of qualifying for this waiver. This feature is aimed at encouraging regular use of the card while providing a financial benefit to the cardholder. If you're a heavy credit card user, this feature could save you a significant amount of money in the long run.
Why Choose ICICI Bank Platinum Chip Credit Card
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Double Reward Points
The Double Reward Points feature allows you to earn 2 Reward Points for every Rs. 100 spent on retail transactions. This means that every time you shop using this credit card, you are accumulating points that you can later redeem for a variety of gifts, discounts, or even cashback. This feature is designed to reward you for your regular retail spending. Whether you're purchasing groceries, clothes, electronics, or anything else, you will earn points that can save you money in the future. The more you spend, the more points you earn, giving you more opportunities to save.
Insurance & Utilities Rewards
With the Insurance & Utilities Rewards feature, you earn 1 Reward Point on every Rs. 100 spent on insurance & utilities. This includes payments for your electricity, water, gas, internet, cable, and insurance premiums. This feature encourages financial responsibility by rewarding you for paying your bills on time. It also provides an additional incentive to use your credit card for these regular expenses, as you can earn reward points that can be redeemed for a variety of benefits.
Fuel Surcharge Waiver
This credit card offers a 1% fuel surcharge waiver specifically at all HPCL pumps. This means that you will not be charged the additional 1% that is usually added to fuel transactions. This feature can result in significant savings over time, especially if you frequently refuel your vehicle. The waiver is instantly applied at the time of transaction, saving you from the hassle of claiming it later. This feature serves as a great way to manage your fuel expenses.
Culinary Treats Programme
The Culinary Treats Programme provides exciting discount offers on dining. With this feature, you can enjoy discounted meals at a wide range of partner restaurants. Whether you're planning a family meal, a business lunch, or a romantic dinner, you can take advantage of these offers to make it more affordable. The programme includes a variety of cuisines and restaurant types, ensuring that there's something for everyone's taste. This feature adds value to your dining experiences and makes your credit card even more rewarding.
Spend-based Annual Fee Waiver
The Spend-based Annual Fee Waiver feature allows you to avoid the annual fee for your credit card if you reach a certain spending threshold within the year. This threshold is usually set by the bank and can vary from card to card. The more you use your card, the better your chances of qualifying for this waiver. This feature is aimed at encouraging regular use of the card while providing a financial benefit to the cardholder. If you're a heavy credit card user, this feature could save you a significant amount of money in the long run.
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