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Premium Card Series
ICICI Bank Emeralde Credit Card
ICICI Emeralde Credit Card is among the most premium offering by the bank and can be considered a tough competitor to various premium credit cards. Wi
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 1,000 + GST (per month)
Joining Fee
Rs. 1,000 + GST (per month)
Renewal Fee
24/7
Support
Meet ICICI Bank Emeralde Credit Card
ICICI Emeralde Credit Card is among the most premium offering by the bank and can be considered a tough competitor to various premium credit cards. With this card, ICICI targets HNIs (High Net-Worth Individuals) who frequently go on business trips and don’t want to compromise with their luxurious lifestyle. ICICI Bank Emeralde Credit Card offers exclusive benefits like a 24×7 concierge service (that provides assistance regarding hotel/restaurant reservations, flight bookings, and car rentals), unlimited complimentary airport lounge access to domestic as well as international terminals, personal air accident insurance coverage of Rs. 3 crores, etc. Keeping all the traveling requirements of its premium customers in mind, ICICI charges a nominal foreign currency markup fee of 1.5% on transactions made in a different currency and a zero cash advance fee on cash withdrawals from ATMs. One unique feature of ICICI Bank Emeralde Credit Card is that it allows you to choose between two membership plans- the monthly plan, where the cardholders need to pay a monthly fee of Rs. 1,000, and the annual plan with an annual membership fee of Rs. 12,000.
ICICI Bank Emeralde Credit Card MEMBERSHIP
JOINING FEERs. 1,000 + GST (per month)
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make ICICI Bank Emeralde Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Monthly fee reversed on the expenditure of Rs. 1,00,000 in the previous month, annual fee reversed on an annual spend of Rs. 15,00,000 in the previous anniversary year.
Rewards Redemption Fee
Rs. 99 + GST on each redemption request
Foreign Currency Markup
1.5% of the total transaction amount
Interest Rates
3.40% per month (or 40.80% annualized)
Fuel Surcharge
1% fuel surcharge waived on all fuel purchases at all fuel pumps across the country.
Cash Advance Charges
Nil
Movie & Dining
A discount of up to Rs. 750 on BookMyShow second movie/event ticket onwards (max 4 tickets per month), no cancellation charge on movie ticket cancellation (max benefit of Rs. 12,000 per year), a minimum discount of 15% at partnered restaurants under the ICICI Culinary Treats program.
Rewards Rate
4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.
Reward Redemption
The earned Reward Points can be redeemed against gifts or cash credit, where 1 Reward Point = Rs. 0.25
Travel
Complimentary international & domestic lounge visits, no charge (waived up to a max of Rs. 12,000) on cancellation of flight/hotel/movie ticket bookings up to max two cancellations every year
Domestic Lounge Access
Complimentary unlimited domestic airport lounge access under the MasterCard/American Express/Visa lounge program
International Lounge Access
Complimentary unlimited international airport lounge access under the Dreamfolks program membership
Golf
Complimentary round/lesson of golf each month on a minimum spend of Rs. 50,000 in the previous month (max 4/month)
Insurance Benefits
Credit Shield insurance worth Rs. 50,000, an air accidental death cover worth Rs. 3 crore and many other insurance benefits under travel category (as illustrated later in the article)
Tata CliQ Birthday Voucher
Celebrate your birthday with exclusive shopping benefits from Tata CliQ. As a special birthday gift, AmEx variant card users will receive a Tata CliQ voucher worth Rs. 5,000, redeemable for purchases at www.tatacliq.com. This feature offers an opportunity to indulge in a shopping spree on your special day and enjoy a wide range of products from Tata CliQ.
Unlimited Lounge and Spa Access
Travel in style with our credit card's exclusive feature of unlimited complimentary access to domestic and international airport lounges. This feature allows cardholders to relax and unwind in luxury while waiting for their flights. Additionally, cardholders also get complimentary spa access at select domestic airports, providing an excellent opportunity for relaxation and rejuvenation before your journey.
Attractive BookMyShow Discounts
Experience entertainment like never before with our credit card's attractive BookMyShow discounts. With this feature, you can avail up to Rs. 750 off on the purchase of your second ticket onwards, applicable for all movie and non-movie ticket purchases. This offer is valid for up to maximum 4 tickets per month, promising a delightful experience for cinema and entertainment lovers.
Complimentary Golf Perks
Our credit card offers a unique feature for golf enthusiasts. For every Rs. 50,000 spent on the card in the previous month, cardholders can enjoy a complimentary golf round or lesson, up to a maximum of 4 rounds or lessons per month. This feature not only encourages spending but also offers a luxurious leisure activity.
Nominal Currency Markup
Enjoy the benefits of global spending with our credit card's nominal foreign currency markup of 1.5%. This feature ensures that cardholders get the most value from their international transactions. In addition, the card also offers a lower interest rate of 1.99% on cash withdrawals, reducing the burden of interest charges on cash advances.
Cancellation Charge Reversal
Our credit card offers a unique feature of reversing cancellation charges up to Rs. 12,000 on a maximum of 2 transactions per year for flight, hotel, or movie ticket bookings. This feature provides a safety net for your travel and entertainment plans, ensuring that unexpected changes do not lead to financial loss.
Flexible Membership Plans
Our credit card offers the flexibility of choice between monthly and annual plans for card membership. This feature gives the cardholders the freedom to choose a plan that best suits their spending habits and financial planning. This flexibility ensures that the card membership is both affordable and beneficial.
Rewarding Spend Points
Make your spending more rewarding with our credit card. For every Rs. 100 spent on the card, cardholders can earn up to 4 Reward Points. These points can be redeemed for a variety of rewards, including discounts, cash backs, and other exciting offers. This feature not only encourages card usage but also provides tangible benefits in return for spending.
Why Choose ICICI Bank Emeralde Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Tata CliQ Birthday Voucher
Celebrate your birthday with exclusive shopping benefits from Tata CliQ. As a special birthday gift, AmEx variant card users will receive a Tata CliQ voucher worth Rs. 5,000, redeemable for purchases at www.tatacliq.com. This feature offers an opportunity to indulge in a shopping spree on your special day and enjoy a wide range of products from Tata CliQ.
Unlimited Lounge and Spa Access
Travel in style with our credit card's exclusive feature of unlimited complimentary access to domestic and international airport lounges. This feature allows cardholders to relax and unwind in luxury while waiting for their flights. Additionally, cardholders also get complimentary spa access at select domestic airports, providing an excellent opportunity for relaxation and rejuvenation before your journey.
Attractive BookMyShow Discounts
Experience entertainment like never before with our credit card's attractive BookMyShow discounts. With this feature, you can avail up to Rs. 750 off on the purchase of your second ticket onwards, applicable for all movie and non-movie ticket purchases. This offer is valid for up to maximum 4 tickets per month, promising a delightful experience for cinema and entertainment lovers.
Complimentary Golf Perks
Our credit card offers a unique feature for golf enthusiasts. For every Rs. 50,000 spent on the card in the previous month, cardholders can enjoy a complimentary golf round or lesson, up to a maximum of 4 rounds or lessons per month. This feature not only encourages spending but also offers a luxurious leisure activity.
Nominal Currency Markup
Enjoy the benefits of global spending with our credit card's nominal foreign currency markup of 1.5%. This feature ensures that cardholders get the most value from their international transactions. In addition, the card also offers a lower interest rate of 1.99% on cash withdrawals, reducing the burden of interest charges on cash advances.
Cancellation Charge Reversal
Our credit card offers a unique feature of reversing cancellation charges up to Rs. 12,000 on a maximum of 2 transactions per year for flight, hotel, or movie ticket bookings. This feature provides a safety net for your travel and entertainment plans, ensuring that unexpected changes do not lead to financial loss.
Flexible Membership Plans
Our credit card offers the flexibility of choice between monthly and annual plans for card membership. This feature gives the cardholders the freedom to choose a plan that best suits their spending habits and financial planning. This flexibility ensures that the card membership is both affordable and beneficial.
Rewarding Spend Points
Make your spending more rewarding with our credit card. For every Rs. 100 spent on the card, cardholders can earn up to 4 Reward Points. These points can be redeemed for a variety of rewards, including discounts, cash backs, and other exciting offers. This feature not only encourages card usage but also provides tangible benefits in return for spending.
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