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Premium Card Series

Axis Bank Reserve Credit Card

Reserve Credit Card is one of Axis Bank’s most premium offerings. It is a super premium credit card that offers an effective reward rate of 1.5% on do

Security

Advanced protection for all transactions

Instant

Immediate digital card access

₹50,000 + GST
Joining Fee
₹50,000 + GST
Renewal Fee
24/7
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Axis Bank Reserve Credit Card

Meet Axis Bank Reserve Credit Card

Reserve Credit Card is one of Axis Bank’s most premium offerings. It is a super premium credit card that offers an effective reward rate of 1.5% on domestic spends and 2x reward points on international transactions made with the card. It is a Reward Points-based card—you earn Axis Bank Edge Reward Points on eligible spends made with the Axis Bank Reserve Credit Card. Since it is a super-premium credit card, apart from the Reward Points benefit, the card comes packed with a plethora of value-added privileges like complimentary domestic and international airport lounge access, membership of hotel loyalty programs like ITC Culinaire, Accor Plus & Club Marriott, membership of dining programs like Eazydiner Prime and many other add-on benefits. Read on to learn more about Axis Bank Reserve Credit Card.

Axis Bank Reserve Credit Card MEMBERSHIP

JOINING FEE₹50,000 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make Axis Bank Reserve Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

Renewal fee waived off on a minimum expenditure of Rs. 35 lacs in the preceding 12 months

Rewards Redemption Fee

Nil

Foreign Currency Markup

1.5% of the transaction amount

Interest Rates

3% per month (or 42.58% annually)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Cash Advance Charges

Nil

Movie & Dining

Complimentary Eazydiner Prime membership offering 25% off at various restaurants, 20% off at participating restaurants with the Dining Delights program, Buy One Get One offer on BookMyShow where you get a maximum of Rs. 500 off on the second ticket, 5 times a month.

Rewards Rate

15 Edge Reward Points per Rs. 200 spent with the card, 2X Edge Reward Points on all international spends

Reward Redemption

Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank's Edge Rewards redemption portalEdge Reward Points can also be redeemed for Edge Miles to international and domestic airlines program at the ratio of 5:2 for Air Vistara, Etihad Airways, Qatar Airways, Marriot International, etc.

Travel

Global travel and medical assistance on international trips

Domestic Lounge Access

Unlimited domestic airport lounge access for both primary and add-on card holders

International Lounge Access

Unlimited international airport lounge access every year with Priority Pass membership.

Golf

50 complimentary rounds of golf every year at country's premium golf courses

Insurance Benefits

Comprehensive insurance cover including purchase protection up to Rs. 2 Lakhs, 500 USD cover for loss/delay in baggage, and a Rs. 5 Lakhs credit shield

Welcome Benefit

The credit card offers a substantial welcome benefit of 50,000 bonus Edge Reward Points. These points are credited to the cardholder's account once the card is activated, providing an immediate boost to their rewards balance. These points can be redeemed against a wide range of rewards, including travel, shopping, dining, and entertainment options, offering cardholders significant savings and flexibility.

Reward Points on Spending

Cardholders can earn 15 Edge Reward Points for every ₹200 spent using the card. This feature is an excellent way to maximize rewards earning potential, as it allows cardholders to accumulate points quickly and efficiently. These points can be redeemed for a variety of rewards, enabling cardholders to save money on future purchases.

Double Rewards on International Spends

The credit card offers 2X Reward Points on all international spends, allowing cardholders to earn double the regular rewards points for every international transaction they make. This feature is especially beneficial for frequent international travelers, as it provides an additional incentive to use the card while abroad, leading to a faster accumulation of reward points.

Lower Foreign Transaction Fee

The credit card charges a lower mark-up fee of 1.5% of the transaction amount on all foreign currency transactions. This is significantly lower than the industry average, making it a cost-effective option for cardholders who frequently travel abroad or make purchases in foreign currencies. This feature can result in substantial savings over time.

Lounge Access and Priority Pass Membership

The credit card offers unlimited domestic airport lounge access and international airport lounge access for both primary and add-on cardholders. It also comes with a complimentary Priority Pass membership, which includes 12 complimentary visits per year for accompanying guests. This feature provides a comfortable and relaxing travel experience, with access to amenities such as complimentary food, drinks, Wi-Fi, and more.

Complimentary Club ITC Culinaire Membership

Cardholders receive a complimentary Club ITC Culinaire membership, which offers multiple benefits at ITC hotels. These benefits can include discounts on dining, priority check-in and check-out, room upgrades, and more, enhancing the cardholder's hotel experience and providing additional value.

Accorplus Membership

The credit card includes a complimentary Accorplus membership, providing multiple benefits at Accor hotels across India. Benefits may include discounted room rates, dining discounts, and exclusive offers, making this feature a great addition for those who frequently stay at Accor hotels.

Club Marriott Asia Pacific Membership

Cardholders are granted a complimentary Club Marriott Asia Pacific membership. This membership offers exclusive benefits at participating Marriott hotels in India and Asia Pacific, but only on weekends. These benefits can significantly improve the cardholder's hotel experience, offering value-added features such as room upgrades, late check-out, dining discounts, and more.

Being a premium credit card, you get over 50 complimentary golf rounds with this card.

Unlimited domestic and international lounge access with the Axis Bank Reserve Credit Card.

This card comes with a joining fee of Rs 50,000, which may not be affordable for everyone.

Why Choose Axis Bank Reserve Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

Welcome Benefit

The credit card offers a substantial welcome benefit of 50,000 bonus Edge Reward Points. These points are credited to the cardholder's account once the card is activated, providing an immediate boost to their rewards balance. These points can be redeemed against a wide range of rewards, including travel, shopping, dining, and entertainment options, offering cardholders significant savings and flexibility.

Reward Points on Spending

Cardholders can earn 15 Edge Reward Points for every ₹200 spent using the card. This feature is an excellent way to maximize rewards earning potential, as it allows cardholders to accumulate points quickly and efficiently. These points can be redeemed for a variety of rewards, enabling cardholders to save money on future purchases.

Double Rewards on International Spends

The credit card offers 2X Reward Points on all international spends, allowing cardholders to earn double the regular rewards points for every international transaction they make. This feature is especially beneficial for frequent international travelers, as it provides an additional incentive to use the card while abroad, leading to a faster accumulation of reward points.

Lower Foreign Transaction Fee

The credit card charges a lower mark-up fee of 1.5% of the transaction amount on all foreign currency transactions. This is significantly lower than the industry average, making it a cost-effective option for cardholders who frequently travel abroad or make purchases in foreign currencies. This feature can result in substantial savings over time.

Lounge Access and Priority Pass Membership

The credit card offers unlimited domestic airport lounge access and international airport lounge access for both primary and add-on cardholders. It also comes with a complimentary Priority Pass membership, which includes 12 complimentary visits per year for accompanying guests. This feature provides a comfortable and relaxing travel experience, with access to amenities such as complimentary food, drinks, Wi-Fi, and more.

Complimentary Club ITC Culinaire Membership

Cardholders receive a complimentary Club ITC Culinaire membership, which offers multiple benefits at ITC hotels. These benefits can include discounts on dining, priority check-in and check-out, room upgrades, and more, enhancing the cardholder's hotel experience and providing additional value.

Accorplus Membership

The credit card includes a complimentary Accorplus membership, providing multiple benefits at Accor hotels across India. Benefits may include discounted room rates, dining discounts, and exclusive offers, making this feature a great addition for those who frequently stay at Accor hotels.

Club Marriott Asia Pacific Membership

Cardholders are granted a complimentary Club Marriott Asia Pacific membership. This membership offers exclusive benefits at participating Marriott hotels in India and Asia Pacific, but only on weekends. These benefits can significantly improve the cardholder's hotel experience, offering value-added features such as room upgrades, late check-out, dining discounts, and more.

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