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Axis Bank Cashback Credit Card

In the realm of credit cards, the Axis Bank Cashback Credit Card stands out for those who prefer straightforward benefits such as cashback over comple

Security

Advanced protection for all transactions

Instant

Immediate digital card access

₹1,000 + GST
Joining Fee
₹1,000 + GST
Renewal Fee
24/7
Support
Axis Bank Cashback Credit Card

Meet Axis Bank Cashback Credit Card

In the realm of credit cards, the Axis Bank Cashback Credit Card stands out for those who prefer straightforward benefits such as cashback over complex rewards systems. Launched by Axis Bank, this credit card is designed with the shopper in mind. It offers a variety of cashback options, exclusive discounts, and an appealing welcome benefit. The Axis Bank Cashback Credit Card is designed for those who love being rewarded for spending, particularly in shopping. With a simple joining and renewal fee of ₹1,000 plus taxes, this credit card particularly appeals to savvy shoppers who aim to maximize their savings. The card offers a spend-based waiver of ₹4 lakhs. From the issuance, cardholders are greeted with a welcome offer of 5,000 EDGE Reward Points when they make their first transaction within 30 days of receiving the card. With numerous benefits aimed at maximizing returns on everyday spending, the Axis Bank Cashback Credit Card is a must-have for those seeking to make the most of their shopping and dining experiences.

Axis Bank Cashback Credit Card MEMBERSHIP

JOINING FEE₹1,000 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make Axis Bank Cashback Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

Annual Fee Waiver on Spends of ₹4 Lakh or More

Rewards Redemption Fee

N/A

Foreign Currency Markup

3.5%

Interest Rates

3.6% Monthly (52.86% Annually)

Fuel Surcharge

N/A

Cash Advance Charges

2.5% of the Withdrawn Amount or ₹500

Movie & Dining

20% discount up to ₹800 on EazyDiner

Rewards Rate

7% Cashback on Online Purchases; 0.75% Cashback on Offline and Travel Spends; 0.5% Cashback on Utility Transactions

Reward Redemption

Cashback Credited to Statement

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

₹1,000 Welcome Benefits

This credit card welcomes you with a bounty of benefits worth ₹1,000. As soon as you get your card, you receive a welcome gift of ₹1,000 that can be redeemed across a plethora of options like travel, shopping, dining and more. This feature is designed to give you a head start in your rewards earning journey. It's more than just a card, it's a token of appreciation for choosing us as your credit card partner. The welcome benefit will be credited to your account shortly after the card issuance.

2% Cashback on Online Spending

Make the most out of your online purchases with our 2% cash back feature. For every online transaction up to ₹5,000, you will receive 2% cash back that will be credited directly into your account. This means, the more you spend online, the more you save. Whether you're shopping for groceries, paying bills, or buying gifts, every online purchase becomes a saving opportunity. Just swipe your card and let your savings accumulate with each online transaction. The cash back is credited at the end of each billing cycle.

5% Cashback on Higher Online Spending

Our credit card doesn't just offer rewards for small purchases, but it also rewards you when you make larger transactions. For any online spending between ₹5,001 and ₹40,000, you will receive a cashback of 5%. It's an excellent way to save money on big-ticket purchases like electronics, furniture, or even vacations. The more you spend, the more you get back. The cashback will be credited to your account at the end of each billing cycle, reducing your overall credit card expenditure.

7% Cashback on Major Online Spending

For those who often make substantial online transactions, this feature is a blessing. For any online spending above ₹40,000, you will receive a cashback of 7%. This is an excellent opportunity to save a significant amount when you make high-value purchases like international travel bookings, buying high-end electronics, or shopping for luxury goods. The cashback gets automatically credited to your account at the end of the billing cycle, thus reducing your credit card bill and enhancing your savings.

EazyDiner Discount Feature

Enjoy scrumptious meals at your favorite restaurants without worrying about the bill. With our credit card, you can avail a discount of up to ₹800 on EazyDiner. Whether it's a family dinner, a business lunch, or a catch up with friends, save on every meal with this feature. Simply use your credit card while booking a table through EazyDiner and enjoy a tasty discount. The discounted amount will be automatically deducted from your total bill, making your dining experiences more enjoyable and affordable.

There is no fuel surcharge waiver offered with this card.

The spend threshold for the renewal fee waiver is set quite high at ₹4 lakh.

Why Choose Axis Bank Cashback Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

₹1,000 Welcome Benefits

This credit card welcomes you with a bounty of benefits worth ₹1,000. As soon as you get your card, you receive a welcome gift of ₹1,000 that can be redeemed across a plethora of options like travel, shopping, dining and more. This feature is designed to give you a head start in your rewards earning journey. It's more than just a card, it's a token of appreciation for choosing us as your credit card partner. The welcome benefit will be credited to your account shortly after the card issuance.

2% Cashback on Online Spending

Make the most out of your online purchases with our 2% cash back feature. For every online transaction up to ₹5,000, you will receive 2% cash back that will be credited directly into your account. This means, the more you spend online, the more you save. Whether you're shopping for groceries, paying bills, or buying gifts, every online purchase becomes a saving opportunity. Just swipe your card and let your savings accumulate with each online transaction. The cash back is credited at the end of each billing cycle.

5% Cashback on Higher Online Spending

Our credit card doesn't just offer rewards for small purchases, but it also rewards you when you make larger transactions. For any online spending between ₹5,001 and ₹40,000, you will receive a cashback of 5%. It's an excellent way to save money on big-ticket purchases like electronics, furniture, or even vacations. The more you spend, the more you get back. The cashback will be credited to your account at the end of each billing cycle, reducing your overall credit card expenditure.

7% Cashback on Major Online Spending

For those who often make substantial online transactions, this feature is a blessing. For any online spending above ₹40,000, you will receive a cashback of 7%. This is an excellent opportunity to save a significant amount when you make high-value purchases like international travel bookings, buying high-end electronics, or shopping for luxury goods. The cashback gets automatically credited to your account at the end of the billing cycle, thus reducing your credit card bill and enhancing your savings.

EazyDiner Discount Feature

Enjoy scrumptious meals at your favorite restaurants without worrying about the bill. With our credit card, you can avail a discount of up to ₹800 on EazyDiner. Whether it's a family dinner, a business lunch, or a catch up with friends, save on every meal with this feature. Simply use your credit card while booking a table through EazyDiner and enjoy a tasty discount. The discounted amount will be automatically deducted from your total bill, making your dining experiences more enjoyable and affordable.

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