Amazon Pay ICICI Bank Credit Card

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program

Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases

Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

Prime Users' Cashback

For Amazon Prime members, this credit card offers an incredible 5% cashback on all purchases made on Amazon. This means that for every dollar you spend, you will receive 5 cents back into your account. This is an unmatched deal that rewards you for shopping on Amazon and allows you to make savings on every purchase. The cashback is automatically credited to your account at the end of each billing cycle.

Non-Prime Users' Cashback

Even if you're not an Amazon Prime member, this card still offers enticing benefits. Non-Prime users receive 3% cashback on all purchases made on Amazon. This means for every dollar spent on Amazon, you get 3 cents back into your account. This cashback is automatically applied to your account at the end of each billing cycle, allowing you to enjoy savings on your Amazon purchases.

Exclusive Amazon India Cashback

The additional cashback benefit is exclusively for purchases made on Amazon India (amazon.in). This means if you're shopping on Amazon's Indian platform, you can earn extra cashback in addition to the regular benefits. This is a great bonus for those who shop on Amazon India, offering more value for your money.

Partner Merchants Cashback

This credit card extends its cashback benefits beyond Amazon. You get 2% cashback at over 100 partner merchants when you use this card on Amazon Pay. This means you can enjoy savings even when you're shopping outside Amazon. This wide range of partner merchants ensures that you can earn cashback on many of your regular purchases.

Other Retail Transactions Cashback

The benefits of this credit card are not only limited to Amazon and its partner merchants. For other retail transactions, the card offers 1% cashback. This means you get to enjoy savings on all your shopping, whether it's on Amazon, partner merchants, or any other retail store. This truly makes this card a versatile tool for savings.

Reward Points to Amazon Pay

This credit card offers a unique feature where all your Reward Points get transferred as cashback to your Amazon Pay balance. This means your rewards are not just points that can be redeemed for purchases, but actual money that can be used for anything on Amazon. This simplifies the reward system and makes it more straightforward and tangible.

No Expiry of Reward Points

With this credit card, you don't have to worry about your Reward Points expiring. Once your points are transferred as cashback to your Amazon Pay balance, they have no expiry date. This means you can save your points for as long as you want, and use them whenever you need. This adds to the flexibility and convenience of using this card.

This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon.

Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank.

There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.

This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits.

If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card.

The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.