Vastu Housing Finance Home Loan
Vastu Housing Finance Home Loan is highly effective in providing loans at affordable rates. You can apply for a home loan from Vastu Housing Finance very easily with the help of your mobile or laptop. These home loans are available for ready-to-occupy properties and land plots worth Rs. 1 Crore. With long loan tenures of up to 20 years, you can repay the loans at your convenience. In addition, the institution allows you to avail of tax benefits on your home loan.
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Features and Benefits of Vastu Housing Finance Home Loan
No shadow of doubt buying a house is perhaps is one of the priciest takeovers in everybody’s life. Hence each and every plant regarding buying a house must be very carefully taken, as there are simply so many things to decide on. Well, be that as it may, in the likely event you are considering buying your dream house and it is the finance that is impending you to do so, there are various types of home loans designed to buy the house you want.
A home advance can be selected to purchase another house/level or a plot of land where you build the house, and in any event, for remodeling, expansion, and fixes to a current house. However, if you are the one deicide to buy a house all of your own, you will need to a few facts regarding ways to apply for a home Vastu Housing Finance loan, which is indeed the most viable one to afford.
Eligibility Criteria and Factors Affecting Vastu Finance Home Loan Eligibility
There are indeed a few eligibilities range to avail Vastu Finance Home loan. These eligibility criteria are discussed below.
- In order to avail Vastu Finance Home loan, you will need to be at least 23 years of age, while the maximum you could be 67.
- You need to have at least 10 lakh income per year to avail of the most minimal of loans.
- If you are a salaried person, you will need to show your pay bills to the bank. In case you are into business, you will have to show your profit and loss charge sheet.
These are the few guidelines you will need to follow as far as Vastu Finance Home loan is concerned; however, as things have become digitized, the notion of home loan online application.
Vastu Housing Finance Home Loan Fees and charges
As it is a home loan, there will be a certain charge which you will have to pay, and a few of the payments are non-refundable. Well, as far as the initial non-refundable fun is concerned, Vastu Finance Home loan will charge as much as Rs 3,000 on statutory levies; this onetime charge is applicable for everybody. This is a one-time non-refundable charge and is gathered by Vastu HFC to evaluate the application for the Loan and is free of the result/consequence of such examination. This sum is payable at the hour of presenting the application structure. However, if you need to know about the processing fees, Vastu Finance Home loan will charge like 2% of the entire loan amount.
Documents required for Vastu Finance Home Loan
Like most home loans, you will need to produce a few of the documents that will bolster getting the Loan. Like that, the Vastu Finance Home loan will also require you to produce some of the documents. Thus, the few documents required for the Vastu Finance home loan are discussed below.
- You will need to provide a few the documents such as your identity proof that is your aadhar, pan voter, or anything that has your identity.
- You will also need to provide you official residential identity proof such as voter id or anything equivalent.
- Vastu HFC computes the advance qualification thinking about different factors, for example, pay, other feasible pay, age of the borrower, residency of the advance, work insight, and other key boundaries that might impact credit value.
- The documentation necessities are organized to guarantee that we gather the most un-number of archives for a home advance. The documentation incorporates an application structure, duplicates of your ID reports, address confirmation, pay records, bank proclamations, and property archives.
FAQs
The rate of interest of a Vastu finance home loan may vary from one other. The interest rate is 12.5% to 16.5% for salaried persons, with less than 5.17% of PLR.
You will need to produce a few documents, such as your photo identity. You will also need to provide you official residential identity proof such as voter id or anything equivalent.